FRANCIS K. BALL
INSTRUCTOR IN THE PHILLIPS EXETER ACADEMY
GINN AND COMPANY
BOSTON · NEW YORK · CHICAGO · LONDON
ATLANTA · DALLAS · COLUMBUS · SAN FRANCISCO
ENTERED AT STATIONERS' HALL
COPYRIGHT, 1903, BY
ALBERT F. BLAISDELL AND FRANCIS K. BALL
ALL RIGHTS RESERVED
PRINTED IN THE UNITED STATES OF AMERICA
The Athenæum Press
GINN AND COMPANY · PRO-
PRIETORS · BOSTON · U.S.A.
TO
Edwin Ginn
FINANCIER EDUCATOR
PHILANTHROPIST