A NINETEENTH CENTURY PRODIGAL.
Let no man who may be tempted to commit a crime ever fancy that if he takes the first step down hill he will stop until he reaches the bottom. If one of my readers flatters himself he can go one step, with no more to follow, on the downward road, let such an one read this story to the end and then forever abandon such an idea as a fancy born of inexperience. For this history is as a handwriting on the wall, full of warning to all and every one who may be tempted to take one step in any other path than the path of honor.
In 1865 there lived in London a famous Queen's Counsel, Edwin James. Fame and fortune were his. A born orator, a talented scholar, he rapidly pushed his way from the very bottom of the legal profession to all but its topmost height. At 40 he found himself facile princeps of the English Bar, and public opinion, that potent factor in popular government, had already singled him out for the high position of Attorney-General. That secured, only one step remained to place him in the seat of the Lord Chancellor. Truly, an imperial position—one that satisfied the proud ambition of a Wolsey and fitted the genius of a Thomas a Becket. It carries with it the position of keeper of the conscience of Her Majesty, giving the possessor precedence in all official functions over the English aristocracy, next to royalty itself.
But about this time dark whispers began to fly about through the clubs of London. Soon it became known that Edwin James, the Lord Chancellor to be, was in the toils, and it shortly transpired that, in spite of the fact that his income from his profession was nearer twenty than ten thousand pounds per annum, it had proved insufficient and he was heavily in debt, and worse.
It would seem he was keeping up what in the polite language of society are known as dual houses. A woman of brilliant beauty presided over one, and the marvelous beauty of its mistress was only equaled by her extravagance. He also had a fondness for associating with younger men than himself, and had got into a particularly fast set of young lords and army men. At his club he had lost large sums at baccarat and loo, and, in an unhappy hour for himself and his, he stooped from his high position and—miserable to think of—committed a crime. This, in the expectation that he would relieve himself from some of the more crushing obligations he had heaped upon himself, either through the extravagant vagaries of his imperious mistress, or by his own rashness in trying his luck among a lot of titled sharpers. He had among his clients one fast, even madly extravagant youth, heir of an historic name and of a lordly estate. To supply his extravagance "my lord" had applied to the money lenders—those sharks that in London, as elsewhere, fatten on such game. These gentry were eager to lend the young blood money upon what are known in English law as post-obits, which loans in this particular case carried the trifling interest of about 100 per cent. per annum. James was cognizant of his friend's excursions among the money lenders, and no doubt he thought the young spendthrift, when he came into his fortune, would never know within a good many thousands how much he had borrowed, nor even the number of post-obits he had given.
I will just explain that a post-obit is a form of note or due bill given by the heir of an estate (usually of an entailed estate), which matures the moment the drawer of the document enters into that estate. That is to say, the tender-hearted son discounts his father's death to provide fuel to feed his flame. So Edwin James, driven to his own destruction, stooped from his imperial position into what one might call ankle-depth of crime.
How little he dreamed there was a beyond—a huge, seething sea of crime; an ocean whose billows are of ink, and which would soon sweep him from his high place into the black waters, there to be buffeted until, honor and hope all gone, he would, throwing his hands to heaven, with one despairing cry, sink into its inky depths, adding one more ruined life to the millions already engulfed. In that long, sad catalogue of the dead there is probably not one, who, when taking the first step into crime, ever thought a second would follow the first.
But to come back to our gilded sir. He made out two post-obits for £5,000, wrote his client's name at the bottom of each, gave them to the money lenders, who, never doubting that the prodigal son had signed and given them to his counsel, made no question, but gave James the money for them at once. But James had reckoned without his host, for this nineteenth century prodigal was made of keener metal than he of the first. Strange to say, and utterly unexpected as it was to all who knew him and had looked upon his riotous living, he kept his books straight, and knew to a single guinea how much and to whom he was owing.
His discovery of the forgery was accelerated by the sudden and most unexpected death of his father, his return home and stepping into his estate.
The various post-obits were presented and placed before him. He instantly pronounced the two for five thousand pounds each to be forgeries, and the crime was easily laid at the door of the Queen's Counsel. The heir indignantly refused to condone the offense, and, revealing the fatal secret to a few, within a month it was known in every clubroom in London. From there it got into the newspapers, and they, under a thinly disguised alias of a "distinguished member of the Bar," gave more or less accurate details of the damning truth. His former client eventually said he would not prosecute the forgery if the criminal left England; if not, he would immediately go before the Grand Jury, procure an indictment, and have this man, who had moved a prince among men, arraigned in the dock at the Old Bailey, there to plead and stand trial like any common criminal.
And he fled. Of course, like all fugitives from justice throughout the Old World, he looked to America for a city of refuge, and here he came. Not to keep my readers too long from the main narrative, it will suffice to say that soon after his arrival he applied for admission to the Bar of New York, but first he won to his cause the high-souled Richard O'Gorman, then a leader of his profession.
It was for Edwin James a lucky stroke, for at this time O'Gorman was in full possession of his magnificent powers. Few could resist his magic. His great heart was stirred, and he took up the cause of his friend as if he had been his brother. The English lawyer's reputation was known to every member of the Bar of New York, and there had been and still was a bitter opposition to his admission; but when it became known that their eloquent leader was his champion, many began to feel that after all "the poor fellow ought to be given another chance," and when at the next meeting of the Bar Association O'Gorman in a set oration brought all his splendid eloquence into play the cause was won.
Great-hearted O'Gorman had helped this lame dog over the stile, but the dog's heart was not in the right place, and, as my reader will see in the sequel, he soon went lame again. * * *
In the rear room of a somewhat luxurious range of offices in a building on Broadway, facing the City Hall, four men were engaged in discussing what was evidently an exciting topic. The door of the main office bore the sign "Edwin James, Counselor-at-Law and Register in Bankruptcy." He was one of the four. He had failed lamentably in his efforts to secure a practice. The effects of O'Gorman's eloquence had in the gray light of commonplace day faded away, the more so when the ideal his magic had created in the minds of men was in hourly contrast with the man himself and his history. His professional brethren looked upon him with suspicion, and there was a general impression abroad that his escapades were not over yet.
He had launched out in his office and home somewhat extravagantly, and now, once again pressed by clamorous creditors, he had once more drifted upon the borderlands of crime, and was here with his companions planning a criminal transaction in order to pay his more pressing debts.
One of these four was Brea, who, with a keen eye to business, had married the discarded daughter of a wealthy but not over-respectable New York family, and he had, unsuspected, pulled the wires so that James had been employed as the family lawyer, and in that capacity had drawn the will of the mother. She was an imperious, hot-tempered body, one who, when aroused, was accustomed to use language more vigorous than polite, and who not infrequently went to fisticuffs with her daughters. The husband and father, the creator of the fortune, was dead and the vast family property, in securities, stocks and lands, was vested absolutely in the mother. In the old lady's will Brea's wife, the second daughter of the house (there were no sons), was down in the very first paragraph for the magnificent sum of "one dollar lawful currency," and her name nowhere else appeared in the lengthy document. The old lady was such a termagant and so implacable in her hatreds that it was a moral certainty she would never relent and change her purpose toward her daughter. But James had also drawn up a second will of his own and Brea's concoction, and a precious piece of villainy it was, in which the wife was down for legacies amounting; to $750,000. The genuine will James kept in his own possession, ready to destroy the very moment word came that the old lady was an immortal, while the spurious will was kept in the vaults of the Safety Deposit Company, there to remain until the death of the testatrix, when, of course, it would in due time be produced.
BANK OF ENGLAND PARLOR.
Brea had been introduced to the other three men, and cultivated their acquaintance in the belief that they would some day be useful to him. He had a few days before introduced them to James. As a matter of precaution he had concealed from them all knowledge of the will. At the same time he gave them a hint that there was something in the wind, but that some way must be found to secure at once a few thousands, enough for a year or two, until the good time came when fortune was to lavish her favors on them all with a liberal hand. But money must be had at once, for Brea and James were in sore straits, particularly James, who had been threatened with arrest, and was so far involved that he always entered and left his house at night in order to escape importunate creditors. This was James' second interview with the men, and the first time he had been alone with them. He saw at once that he had to do with able, clear-headed men, took them into his confidence, and, in order to excite their hopes and to bind them to him as well, he confided to them the plot of the forged will, producing the genuine for their inspection. He assured them that it was a sure and speedy fortune, as the lady was old and frail in health, and he also promised they should share between them $100,000, provided they would stand by to give a hand in the somewhat improbable event of the other heirs disputing the will, but above all, if they would devise some means to furnish him at once $10,000, or at least $5,000. Money he must have, and he could no longer do without it.
The result of our conference in James' office was that the very next day an office downtown was engaged under a fictitious name, and a simple, unsuspicious fellow hired as porter and messenger. After some little negotiation, we obtained particulars of parties banking with the then great firm of Jay Cooke & Company, corner of Wall and Nassau streets. Briefly told, the result was that four days later a messenger walked into their banking house with a check for $20,000, purporting to be signed by another firm, who banked with them. Along with the check went a letter bearing a signature well known to the cashier, asking him to pay the check to bearer. The result of all being that five minutes thereafter we were walking unconcernedly up Broadway, and sending a message to James to meet us at Delmonico's, corner of Broadway and Chambers street, we sat down awaiting his arrival. He had anxiously been looking for news, and almost before we had seated ourselves he entered, eager and anxious-looking; but, when he glanced at our faces, a happy expression came over his own, and without a word he put out his hand. After a warm greeting, I produced the roll, and, to his delight, I handed over to James ten five hundreds. On the morrow I went to the office, and, paying my messenger a week's wages, besides making a small gift, told him he need not come any more.
With this twenty thousand coup we fondly thought all our troubles and all our unlawful acts were ended. We now had a few thousands, sufficient to last until the $5,000 we had invested in the will case should bring in a dividend that would mean a fortune for us all. So we took things easy about town, and altogether thought ourselves pretty good fellows, and this world a very good sort of place to be in.
Thus the Winter passed by and the Summer was at hand. Our thousands of the year before had dwindled to hundreds, and the old lady whose heirs we had constituted ourselves seemed to have renewed her youth, and threatened to outlive us all.
Besides this there had grown up a repugnance in our minds to the business, and when one day my friend Mac remarked it was a scoundrelly business to rob the heirs of an estate, and they women, George and I heartily acquiesced; and we vowed we would take no part in the matter, and then and there resolved we would throw both James and Brea over, but first to use Brea and James for our own purposes. Once more we found ourselves planning a coup in Wall street. Talking the matter over, we three soon had a plan, and, being dowered with intense energy, it promised a successful termination. Audaciously enough we determined the lightning should strike once more in the same place—that is, to make Jay Cooke & Company again the victims. Irving and his honest fellows were to co-operate by watching everything, and, if any arrest threatened, to be on hand to make it themselves; and then let the prisoner escape. Most important of all, when the bankers drove up in hot haste to Police Headquarters to give information, James, Honest James, would be on hand to receive them, would call in his two trustys to get with him full particulars of the robbery and a description of the men. Then the bankers would be sent away with assurances that "we know the men and will have them," but at the same time warning them to keep the matter a secret in order better to enable them to catch the villains.
If successful, the detectives were to receive 25 per cent. between them. Our plan required James to play an important part, and, although no confederacy could be fixed on him, yet he would hardly escape questioning and a very considerable degree of suspicion, so much so that it probably would put an end to any lingering remnants of character he had on hand or in stock. But he was tired of America, and determined to go to Paris with his share of the plunder. Our visits to James had always been in his private office, and his clerks had never seen either of us or Brea.
Our plan was to make use of James' office in a way that will appear later. As related, he was suspected by his profession, but the general public thought him a very great man. He had appeared as (volunteer) counsel in two or three murder cases and had delivered powerful addresses which had attracted considerable notice in the papers.
One day, soon after our plan was matured, Brea went to Philadelphia, and, by a mixture of audacity and finesse, procured from Jay Cooke himself (the parent house of the New York firm of Jay Cooke & Co. was in Philadelphia) a letter of introduction to the manager of the New York firm. He wanted the letter ostensibly in order to consult the manager about certain investments which he, as executor of an estate, desired to make for his wards.
The transaction was made to appear as one of considerable magnitude, in which there would be large commissions paid. With the grand send-off of a letter from Jay Cooke to his subordinate in New York, the speculation opened well—so well that we at once decided what we would do with the money when we got it—a case in point for the old proverb. We had ascertained the name of a Newark manufacturer who had recently failed in business. I will call him Newman. On the morning after his return from Philadelphia, Brea presented himself at James' office—it being arranged that James himself be out, so Brea told the clerk that his name was Newman, that he had lately failed in business, and intended to employ Mr. James to put him through the bankruptcy court. The clerk told him to come again at 12, and he would find Mr. James in. At 12 he came; the clerk introduced him. James kept the clerk conveniently near, that he could hear the conversation. Brea, as Newman, told James he had used in his business $240,000 belonging to his wife and her mother, and that in scheduling his assets he proposed to use enough to make those amounts good, intending to conceal the fact from his creditors. He determined to invest the amount in bonds—so ran his story—and was going to deposit the money in the bank that very afternoon, at the same time producing his letter of introduction from Jay Cooke. All of this, of course, being for the eye and ear of the clerk, who might be required as a witness of his employer's good faith.
"MAC AND GEORGE WERE WITHOUT, AND WERE STRICKEN WITH CONSTERNATION, FOR A MINUTE'S OBSERVATION OF THE GATHERING CROWD AND THE RUSHING INTO THE BANK OF EXCITED PEOPLE CONVINCED THEM SOMETHING UNUSUAL WAS IN THE WIND, AND THEY KNEW NOYES MUST BE IN DEADLY PERIL. MAC RUSHED INTO THE BANK IN HOPE "TO WARN OR TO BE OF HELP."—Page [236].
Brea-Newman also paid James, in presence of the clerk, a retaining fee of $250, which was privately returned. James banked in Jersey City, and when Newman said, "Introduce me at your bank, as I want a small credit handy," James said, "My bank is in Jersey City." The clerk's brother was paying teller at the Chemical Bank, and, as was expected, he at once spoke up, saying: "Let me introduce Mr. Newman in the Chemical Bank," so down went Newman and the clerk, and in ten minutes our man had the Chemical Bank checkbook in his pocket and $5,000 to his credit in the bank. The same afternoon he presented his letter of introduction at Jay Cooke & Co.'s, and was cordially received. He, of course, told a totally different story there. In this case a relative, lately deceased, had left him an estate of great value. He was, he said, realizing on his real estate, and buying bonds as fast as his money came in, and he wanted to invest a million in various railway bonds. At present he had $240,000 on hand, which he wanted to invest in Government bonds. He then left for the time being, leaving a good impression, which his refined manner and appearance confirmed.
So far all was well; that is, all was well from our point of view. The next two or three days Brea paid several visits to the Chemical Bank, getting small checks for $500 and $1,000 certified, and now had his account drawn down to $1,000. The day before he had called on Jay Cooke & Co. and told them he would take $240,000 in seven thirties, "Bearer" bonds, and that he would call the next day and pay for them. At the same time he got them to give him a proforma bill for them.
The eventful day had come, and James, to get his head clerk out of the way, sent him to the Admiralty Court to take notes of the evidence in a case going on there.
At 10 o'clock Brea sent a messenger with a note to the bankers, requesting them to send the bonds to Edwin James' office, and he would pay for them on delivery. He could not come himself, as he was in consultation with the executors of the estate.
In the mean time a check for the full value of the bonds, $240,000, had been made out. It was drawn on the Chemical Bank, and was, in fact, similar to those always given between bankers on bond transactions.
Brea had drawn his own check for $240, and had it in his hatband with the $240,000 dummy check. The plan is palpable enough. When the messenger brought the bonds Brea, or Newman, was going to say: "All right, I have the check here; bring the bonds and we will go to the Chemical Bank and get them to certify my check." Then when at the bank he would take out both checks, letting the messenger only get a glimpse of one, and that would be the small $240 one, which Brea would pass in through the window with a request to have it certified. This would be done, and when handed out, of course, Brea was to change it and hand the messenger the big one of home manufacture.
It seemed impossible for the scheme to fail, and success in it meant on the surface comparative wealth for us all, with, perhaps, in the not distant future an entrance through the McAllister-guarded portals of the Four Hundred.
But here we have a vivid instance of how easily an elaborate scheme can by the merest accident fall to pieces.
The night before the expected coup we met James for a final full-dress rehearsal for the morrow, and after everything was settled adjourned to the uptown Delmonico's for supper. It so happened that Detective George Elder was there. This Elder was a bright fellow, was in a ring—but not in our ring—and, of course, had his bank account, diamond pin and turnout for the road. He had had some acquaintance with me, but the rest of the party were strangers. I did not see him at the time, but it would seem he was curious, even suspicious, from some scraps of conversation he overheard. However, neither his curiosity nor suspicion would have been of any consequence or concern to us had it not been that, in going out, Brea left on the table with some papers the memorandum or pro forma bill of the bonds given him the day before by the bankers. Strangely enough, the body of the bill alone was intact. The heading bearing the name of the firm and purchaser had been torn off and destroyed.
Elder picked it up and, having some vague suspicions of a plot somewhere, he determined to go around among the hundred or more bankers and brokers in and around Wall street and investigate quietly, without making any report to his superiors, his immediate superior being, of course, our honest friend, the worthy chief of the detective force, who was anxiously looking for his percentage of the deal. The whole force was split up into cliques, each intensely jealous of every other, each with its own stamping grounds, and each strictly protected his own preserves.
At 9:30 the next morning Elder started around carrying the fragment of the memorandum he had picked up from bank to bank and from one broker to the other. He had spent over an hour making inquiries, and walked into Jay Cooke & Co.'s office just as the messenger was leaving with the bonds for James' office. Fifteen minutes more and the game was ours! Elder produced the memorandum, and they at once recognized it as their own. Elder asked them if they knew their man and were sure it was all right. They said it was perfectly right, that Mr. "Newman" had been introduced by the head of the firm in Philadelphia, and was also a client of Edwin James; but then it was strange the bill should be mutilated. Elder averred his belief that a fraud was intended, and suggested that he and the manager should accompany the messenger with the bonds. This alarmed the manager, and he directed Elder and the messenger to await his return. Seizing his hat, he started for James' office to investigate. James was there, and Brea (the pseudo Newman) was in the private office with the two checks ready, anxiously awaiting the arrival of the messenger with the bonds.
Myself and all the other members of our party were nearby, watching and awaiting developments. The manager, considerably perturbed, entered the office, and James saw at once the business was a failure, for he knew, of course, that any suspicion as to good faith would be fatal to the success of the plot. Brea, hearing the voices and supposing it was the messenger with the bonds, opened the door of the private office and was vexed to see the manager, who, shaking him by the hand, told him the bonds would arrive soon, at the same time saying: "I suppose you will pay currency for the bonds?" To which Brea replied: "I will go to my bank with you now and get my check certified for the amount and give it to you, or leave it until the messenger comes with the bonds."
This offer, along with Brea's coolness, apparently disarmed all suspicions, and he said: "Oh, all right, the messenger will go to the bank with you." He left the office, but stopped in the hall for a moment, then turned and hastily re-entering, said: "By the way, Mr. Newman, please draw the currency from the bank, and pay the notes to the messenger upon delivery of the bonds."
So the grand coup had failed, ignominiously failed, and through what appeared a trivial accident. More such "accidents" at critical periods will appear before this history is ended.
The dummy check was still in our hands, and was at once destroyed, so, with nothing to fear, we coolly walked up Broadway to dinner, and talked of the future over a bottle of wine. At last we fixed upon a definite plan. Clinking our glasses, we drank to "Eastward, Ho!"
MERCHANTS EXCHANGE, ILLUMINATED.