How to start with a capital of 20,000 dols.

dols.
80 acres of land, 12,000 dols., half cost6,000
Trees, such as orange, olive, fruit, etc.2,000
House and barn2,500
Horses400
Cow50
Poultry25
Furniture, etc.600
Waggon, tools, etc.400
Labour, per year, 3 men, etc., for, 3 years, including living4,000
Interest on 6,000 dols. at 8%—480 dols. per year, 3 years1,440
------
dols. 17,415

Leaving a balance of 2,585 dols. for first payment of land, or for other improvements and unforeseen expenses.

Profit the fourth year should be about 4,000 to 5000 dols. at the lowest.

How to start with a capital of 10,000 dols., i.e., say £2,000.

dols.dols.
40 acres of land6,000
House and barn1,200
Well and pump100
Horses200
Waggon and tools350
Furniture, etc.500
Cow50
Trees, etc.1,200
Seed, etc.100
----9,700
Living one year, etc.; incidentals 300
-----
dols.10,000

PROFITS.

dols. dols.
First year.—Land between the trees, cultivated in potatoes, vegetables, etc. 500
Poultry, eggs, etc. 150
--- 650
(Eggs and poultry pay for groceries. Many families
are doing this now.)
dols. dols.
Second year.—The same as above 650
Third year.—The same as above 650
Yield from Fruit, 10 dols. per acre 400
---- 1,050
Fourth year.—The same from poultry, etc. 650
From Fruit trees, 50 dols. per acre 2,000
---- 2,650
Fifth year.—The orchard is now in good bearing, and should pay
from 100 to 250 dols. per acre; say the lowest
4,000
(No time to attend to any but Fruit trees unless a man
is employed, so only the return of Fruit trees is given).
Sixth year.—The orchard now pays,
if properly attended to, from 150 to 350 dols. per acre; say the lowest
6,000
Seventh year.—The orchard pays,
if properly cared for, from 200 to 450 dols. per acre; say the lowest
8,000

This clear after expenses have been deducted. The farmer can take care of 20 acres himself, with occasional help. With 40 acres he requires one man more, his son or hired help.

The first three years he will only make his living ordinarily so; after that time he will make money. Poultry, and vegetables should, during the first year pay for all expenses at least, and in many instances leave a large surplus. All this depends upon the capacity of the settler. With good land such as this 100 dollars or more could be made from vegetables the first season by a capable and experienced man. At least it has been done repeatedly.

If poultry is properly cared for, a family will make its living by selling eggs and chickens until the trees come in bearing.

How to start with a capital of 8,000 dols., i.e., say £1,600.

dols.
Land, 40 acres, 6,000 dols., half cost3,000
House and barn1,500
Horses200
Cows and chickens75
Waggon and tools200
Sundries, tools, etc.400
Trees, etc.1,200
Well and pump100
Or windmill and tank250
Interest on 3,000 dols. at 8 % for three years780
Sundries for living, etc.295
-----
dols.8,000

The fourth and fifth years there should be a gross profit of at least 2,650 dols. a year, enough to pay for the balance due on land.

How to start with, a capital of 5,000 dols., i.e., say £1,000.

dols.
Land, 20 acres, 3,000 dols., half cost 1,500
House and barn, etc. 1,000
Trees 600
Horses 200
Cow 50
Household furniture 100
Waggon and tools 200
Well and pump 100
(If tank and windmill required, from 250 dols. upwards extra).
Seed, etc. 50
Sundry expenses and chickens 300
Interest for three years on balance of land
at 8%
360
Capital on hand to pay for part of the land 840
-----
dols. 5,300

What some people have started with, and come out all right.

dols.dols.
Land, 3,000 dols., cash, balance credit 1000
House and barn 500
Horses150
Cow50
Poultry25
___225
Provisions, sundries, etc. 100
Furniture and tools 150
Sundry expenses 100
Waggon and horses 150
_____
dols.2,225

But ordinarily, this is too little, as the planting of the land cannot be proceeded with at once, and work must be procured among the neighbours, etc.

The estimates, were furnished us by Professor Eisen, who remarked that, probably, in giving estimates all persons would vary somewhat, but these, and other estimates which he gave, are really more than estimates, because they are the actual results of past experiences.