The Question of Indulgences
The Roman Church taught that forgiveness of sins could be secured only through the sacrament of penance. This required contrition of heart, confession to a priest, and satisfaction by good works. Release from the penalty of eternal punishment was guaranteed by the absolution pronounced by the priest. If not enough works of penance were done before death, however, the remainder had to be atoned for in the torments of purgatory for an indefinite period.
Gradually a custom developed which permitted one to purchase indulgences to offset purgatorial punishment. It was at this point that Luther’s theology conflicted with the church’s practice. Grace was God’s gift, but indulgences implied that man can earn grace.
In 1515 the sale of indulgences was being pressed in the archbishopric of Mainz which had been purchased recently by Albert of Brandenburg. Because of the vast revenues the office controlled, it was a profitable investment to become a bishop in those days. Although not old enough to be a bishop, Albert already had procured two other sees before negotiating for the purchase of Mainz. Pope Leo X was willing to overlook these irregularities in exchange for ten thousand ducats which he needed to complete the Church of St. Peter in Rome.
Albert borrowed the money from the Fuggers banking concern in Augsburg. Then the pope granted him the privilege of selling indulgences so that he could settle his account at the bank and at the same time raise additional sums for St. Peter’s.
John Tetzel, a Dominican prior who had displayed shrewd aptitude in selling indulgences, conducted the campaign. He didn’t enter Luther’s parish because Frederick the Wise, elector of Saxony, had an indulgence traffic of his own in the form of a large collection of relics gathered for veneration in the Castle Church, Wittenberg. However, some of Luther’s people crossed the border and bought indulgences from Tetzel. Luther saw the fundamental danger of the traffic when these folk countered his preaching on repentance of heart and life by showing him indulgences remitting their sins. On October 31 Luther tacked a placard on the door of the Castle Church. The sound of his hammer reached to Rome.