FOOTNOTES:
[96] Frank A. Vanderlip, Modern Banking, Three Addresses delivered at Chautauqua, New York, August, 1911, pp. 17-29. The National City Bank. New York. 1911 [?].
[97] E. W. Kemmerer, Seasonal Variations in the Relative Demand for Money and Capital in the United States. Publication of the National Monetary Commission, Senate Document No. 588, 61st Congress, 2d Session, pp. 96-100.
[98] [Owing to the growth of deposit banking among the farming classes, the increasing diversification of industry in the agricultural States, Sub-treasury operations, and the offer of remunerative rates of interest on loans in New York during the fall, the net autumnal currency movement since 1907 has frequently been to New York. See E. M. Patterson, Certain Changes in New York's Position as a Financial Center, Journal of Political Economy. Vol. XXI, June, 1913, pp. 523-539.]
[99] E. W. Kemmerer, op. cit., pp. 101-105.
[100] Ibid., pp. 118-121.
[101] Ibid., 54. 55.
[102] O. M. W. Sprague, History of Crises under the National Banking System, Publications of the National Monetary Commission, Senate Document No. 538, 61st Congress, 2d Session, pp. 293-297.