FOOTNOTES:
[140] Adapted from George E. Barnett, State Banks and Trust Companies since the Passage of the National Bank-Act, Publications of the National Monetary Commission. Senate Document No. 659, 61st Congress, Second Session.
[141] [At least one savings bank has gained admittance to the Federal Reserve System as a "state" bank.]
[142] According to reports to the National Monetary Commission on April 28, 1909, the loans of all the state banks in the United States on the security of real estate were 20.6 per cent. of their total loans and discounts.
[143] The Report of the Monetary Commission of the Indianapolis Convention, pp. 377-8. The University of Chicago Press. 1898.
[144] Adapted from H. M. P. Eckardt, Branch Banking Among the State Banks, The Annals of the American Academy of Political and Social Science, Vol. 36, No. 3, November, 1910 pp. 626-630.
[145] Adapted from Everett W. Goodhue, The Revision of the New York State Banking Law, The American Economic Review, Vol. V, No. 2, pp. 413-421.
[146] Annual Report of the Superintendent of Banks of the State of New York, Jan. 6, 1915, p. 33.