8:26 P.M.

Ray Fleck's reluctant footsteps stopped on the sidewalk of an apartment building on Willis Street, just on the edge of the downtown business district, and he hesitated before entering it, as a man hesitates before stepping under a cold shower.

This talk with Joe Amico was bound to be an unpleasant one. But Joe had told him to come, and before ten o'clock, and Joe was mad at him already and would be madder if he didn't show up. So he'd better get it over with.

In a way, he thought, it was lucky Dolly Mason had told him not to come before nine; that gave him time to come here—Joe's apartment was only three blocks from the drugstore from which he'd phoned Dolly—and still get to Dolly's in plenty of time. Surely Joe wouldn't want to keep him more than a few minutes. What was there to say to Joe except to reassure him that he'd pay the money as soon as he could possibly raise it?

Yes, it was far better to get the interview with Joe over with now. That way, if Dolly lent him money, even fifty dollars, he could stay with her a while, almost two hours, until time to head for the game. That way he'd at least be sure of keeping his capital intact. And he knew that if she was free she'd let him stay. For that matter, it might be just as well for him to stay with Dolly even if she couldn't or wouldn't lend him money. If he spent the time elsewhere he was at least as likely to diminish his fifty dollars as to augment it.

He entered the building and saw that the self-service elevator door was closed and that the indicator above it showed that it was at the fourth floor and going up. So he didn't wait for it but went to the door that led to the staircase instead; Joe's apartment was on the third floor and he'd rather walk two flights than wait.

Going up the stairs his mind went back to Joe. Damn him, he thought, it was as much Joe's fault as his that he was in this jam; Joe should have told him how deep in the hole he was getting. He hadn't kept track and had thought he was in only for maybe a couple of hundred. Until yesterday when he'd tried to phone in a fifty dollar bet. Big Bill Monahan, who worked for Joe and who usually answered the phone at the apartment, had said, "Just a minute, Ray. Joe said he wanted to talk to you the next time you phoned." And Joe had come on. "Ray-boy, don't you realize you're in the soup for four-eighty? You'd better pay that off before you do any more betting." He'd told Joe that he'd stop in, thinking at first to ask Joe to show him the slips on the bets; from the names of the horses and the amounts he'd know whether all the bets were his or not. Maybe Joe or Big Bill had made a mistake. But after the call he'd tried to remember all the bets he could and had added them up. They'd come to four hundred and ten dollars and since he was sure that he hadn't remembered all of the bets, he was willing to take Joe's word on the total.

But why hadn't Joe called him on it sooner? Twice before Joe had called him on running into debt, both times when the amount involved was a couple of hundred. Both times he'd been able to raise the money within a few days. The first time he'd done it on a signature loan, but that wouldn't work again because he'd got behind on his payments and had had a fight with the loan outfit. He'd paid it off eventually but the damn company had marked him as a poor credit risk. And loan companies keep one another posted on things like that. He'd found out when he'd applied for a second loan from another outfit and had been turned down. He'd raised the money that time by putting up his car for security but that wouldn't work again either right now. He'd had his present car only six months and had made only five payments on it. It was financed over a two-year period and he still owed too much on it for him to borrow anything against it. He could probably sell it for a few hundred more than he owed on it but he needed a car to hold down his job.

He pressed the door buzzer and after a moment Big Bill opened the door a few inches on the chain and looked out through the opening. He said, "Hi, Ray," and then closed the door momentarily so he could take the chain off and open it wide. It was a silly system; Ray had kidded Bill about it once and he'd shrugged and said, "Boss's orders." It was still silly. Were they afraid of a raid? Amico paid for protection and got it. He had to take a raid once in a while but he was always tipped off in advance exactly when one was coming—usually just before a local election. When a raid came, Amico wouldn't be there nor would there be any clients. The cops would serve the warrant on Bill Monahan or whoever was working for Amico at the time, and find and confiscate some betting slips—phony ones with fake names on them; Amico would have the real ones. Monahan would appear in court and pay a fine or, if the police wanted to make a better showing than usual, sit out a short jail sentence. Amico wouldn't even get his name in the papers, and would meanwhile be opening up in a new location, already rented in advance, and spreading the word on his new address and phone number. No raid was expected tonight or Big Bill wouldn't have let him in; clients never got caught in one.

Big Bill closed the door behind Ray and said, "Joe's laying down. Had a headache and took some aspirins."

"Maybe he's asleep," Ray said. "Maybe I better come back some other—"

"No, he wants to see you. Said if he was asleep when you came to wake him up. Just a minute."

Big Bill crossed the room—a living room furnished like any living room except for the addition of a desk with two telephones on it—opened the door of the next room and looked in. He turned back and said, "He's awake. Go on in."

Ray Fleck went in and, in case he was going to have to take a bawling out, closed the door behind him. The room was a bedroom and Joe Amico was lying on the bed but on top of the covers and fully dressed. Ray had never seen him otherwise; like many small men Joe prided himself on being dapper. Even on the hottest days of summer he always wore a suit coat over a white shirt and a necktie and the shirt was always so fresh and clean that Ray thought he must change shirts at least twice a day and possibly oftener. The bed was a big one and Joe was so small that he looked almost like a doll lying there on it.

"Hi, Ray-boy," he said. "Pull a chair around where I can see you from here. I'm gonna stay flat. This damn headache—"

It was going to be all right, Ray thought; Joe wasn't angry and wasn't going to get tough about the dough. He pulled a chair around to the side of the bed and sat down. He remembered that Joe had once mentioned sinus trouble and asked, "Sinus headache?"

"Yeah. Get 'em every once in a while, in streaks, in series like. One at the same time every day for about two weeks. They get worse each day for the first week and taper off during the second. I'm over the hump this time; this is about the tenth day."

"Can't a doctor do anything for them?"

"Naw, I been to a dozen of 'em. The pills they give me don't help any more than plain aspirin. And it ain't bad enough for an operation; I get a streak of headaches only about once a year and I'd rather stand 'em than have a—what do they call it?—sinusotomy. What are you doing about that money, Ray-boy?"

"Trying to raise it, Joe," Ray said. And then, to give himself some leeway: "Might take a few days or even a week, but I'll get it."

"What if you can't?"

"Hell, I can—somehow. I've always paid you before, haven't I?"

"Yeah. But what if you can't scare it up this time, in one chunk? I know how much you make—about how much anyway—and that's quite a piece of cash for you. Close to a month's income. I shouldn't of let it get that big but I wasn't keeping track and didn't realize how far into me you were till Bill called my attention to it yesterday."

"Sure, Joe, it's quite a piece of cash. But don't worry; I'll get it. And this damn losing streak can't last forever."

"Maybe not, but one can last a hell of a lot longer than yours has. That's what I wanted to talk to you about. I think you'd better lay off any kind of gambling till you're back even again—and that'll give your luck time to turn maybe. I don't run an installment business but I'm willing, in your case, to let you pay it off by the week. Say fifty a week; that'd take you a little less than ten weeks."

Ray winced. "My God, Joe! I can't pay fifty a week—I wouldn't have enough left to live on. How about twenty-five—if I can't raise the whole thing, that is."

"Fifty might be rough on you, yeah. How about thirty-five?"

"Okay," Ray said. "Give me a week to see if I can raise the four-eighty. Then if I can't pay you at least most of it I'll start forking over thirty-five every payday. A deal?"

"A deal. All right, that's settled. Isn't anything else you wanted to tell me, is there?"

A little puzzled—what was Joe getting at?—Ray said, "Nothing I can think of. Except thanks, and I'll do my best to raise the dough without having to make it in installments. Well, so long."

Crossing the living room on his way out he walked almost jauntily. It was over with, and it hadn't been half as bad as he'd expected. He had a full week to raise or win the money and even if he didn't succeed things wouldn't be too bad. At thirty-five a week it would take a hell of a long time to pay off four-eighty but it would still leave him money for small bets and as soon as he started winning he could pyramid.

Monahan went to the door with him and opened it; they said so longs and then the door closed behind him. But it opened again when he was halfway to the stairs and Monahan stepped out into the hall and said, "Come back, Ray. You forgot something."

Forgot something? He hadn't forgotten anything. As he walked back he was thinking of Joe's "Isn't anything else you wanted to tell me, is there?" That had been puzzling too. What went on?

He went back. Big Bill held the door open from outside, then followed him in and closed it. This time there was the sound of the chain.

Joe Amico had come out of the bedroom, and in a hurry, because for the first time Ray saw him less than completely immaculate; his straight black hair was mussed from having lain on the bed and he hadn't taken time to comb it. He was sitting on a corner of the desk, legs dangling, and he no longer looked like a doll. You could have taken him, though, for a malevolent little marionette with eyes as cold and hard as marbles.

He didn't raise his voice but it was as cold and hard as his eyes. "How long you been making book yourself, Ray-boy." This time the "Ray-boy" didn't sound like an affectionate nickname; it sounded like a swear word.

"Wha—" Suddenly in the middle of a word Ray Fleck realized what had happened, what must have happened. "My God, Joe," he said. "That bet I took to place with you for Chuck Connolly—he must've phoned you to change it or something and said I had the money for you. I have, but honest, Joe, I forgot, completely forgot."

"How many other times have you made book yourself on dough somebody gave you to give me?"

"Never, Joe, honest to God, never." And, in fact, he'd never before done it, to speak of. A few times, not over half a dozen, he'd taken a small bet, never over two or five, to give Joe, thinking that he'd be seeing him or phoning in some bet of his own; then had decided against laying anything that day himself and hadn't bothered to phone in the peanut bet. Once one of the horses had won and he'd paid off on it, twelve-forty on a two-dollar win bet. But never until tonight had he deliberately held out a bet to raise money.

He was taking his wallet out of his pocket with a hand that he tried to keep from trembling, opening the wallet to take out the three tens Connolly had given him. But Joe was saying, "The whole thing, Ray-boy. The wallet."

His eyes had been looking down at the bills in the wallet, trying to focus on it to pick out the three bills. He looked up in surprise and that made it too late. Big Bill jerked the wallet out of his hand and tossed it to Amico, who held it in his hand, tapping a corner of it on his knee, not as yet opening it.

He said, "How many bets in here besides Connolly's?"

"None, Joe. Honest to God. I've never—"

"Shut up. You stink, Ray-boy. Chuck Connolly didn't call me up to change his bet; I wouldn't of even known about it if you hadn't told me. Sam Washburn called me, Sam the waiter at Feratti's. I eat there often and know him; he almost always takes a buck bet instead of a tip, and sometimes adds cash of his own.

"So he called just before you came here, said he'd got worried about his bet on Birthday Boy and wanted to change it a little. Said he gave you five besides a one tip, all on the horse's nose. Got a little doubtful about the hunch and wanted to play the six across the board. And I had a hunch about you, Ray-boy—that you've dragged down on me before by playing bookie on your own. I decided to see if you'd give me that six bucks. I gave you every break, even asked you, God damn it, if you had anything else to tell me. Waited till you were clear out the door before I sent Bill to get you back. And what happens when I get you back? You know I've got something on you and you pop off on a deal I wouldn't of known about otherwise. And then stand there with your bare face hanging out and swear Connolly's is the only bet you ever dragged down." He held up the wallet. "How many other bets from today and tonight you still got in here?"

"None, Joe. Honest to God, I—"

"Shut up." Joe Amico opened the wallet and, without taking them out, checked the bills in it. "Fifty bucks. How much was Connolly's bet, and on what? Don't bother lying because I'll check with Connolly on it."

"Thirty," Ray said miserably. "Thirty across, on Blue Belle. Fifth, Aqueduct."

Amico put the wallet down on the desk beside him. "Bill," he said, "take thirty-six out of that. Make slips on both bets—you heard 'em. Then give him his wallet and his lousy fourteen bucks change back."

Monahan went around behind the desk.

Ray said, "My God, Joe, I know this looks like I was dragging down on you on purpose, but—"

"Shut up. From now on don't say a God damn word, till I finish and ask you if you understand, and then you damn well better say yes. Just yes and nothing else.

"Somebody else taking bets in my name, dragging down on me, that's one thing—the one thing I won't stand. Don't matter if it's six bucks—that's all I knew about for sure at first—or thirty-six or a million. Or six cents, for that matter.

"We're through, Ray-boy, finished. You come around here with a grand in cash and want to lay it, I don't take it. I don't deal with chiselers.

"I made you a nice easy deal—four months I'd of took to get all that four-eighty at thirty-five bucks a week. I meant it and you could of had the deal, but at the same time I was testing you, to see if you were going to give me that lousy six bucks. I knew if you ever dragged down on me you would tonight, on account of you're behind the eight-ball."

Monahan came around from behind the desk and held out Ray's wallet to him. Ray took it and put it back into his pocket with a hand that was shaking badly.

Joe Amico was saying, "Do I have to tell you that deal's off now? You got a new deal and here it is. I want that money, all of it, by this time tomorrow night. You got twenty-four hours to raise it. I don't care how you raise it. Sell your car. Sell your wife. Rob a bank."

"Joe, I can't—"

"I said shut up. Bill, if he opens that yakker of his again put a fist in it. Ray-boy, I almost hope you can't. Because I'll get a four-eighty kick outa what I'm going to do if you don't."

He looked at his wrist watch. "Just twenty-four hours from right now I start putting out the word that you're marked lousy, that you're a cheap crook and a welsher besides. I start with all the tavern and liquor store owners I know—and I know plenty. Chuck Connolly will be on top of the list. I tell 'em if they're friends of mine they won't deal with a rat like you. I'll ask 'em to pass the word to the other guys in their racket, the ones I don't know. And some of the boys, the ones I know best and do business with, are going to phone in your boss and complain about you, about the way you treat 'em, the way you act in their joints.

"It'll take a little while for the word to get all the way around, but you'll be lucky, Ray-boy, to make fifty bucks in commissions next week or to hold your job for two weeks.

"Oh, and you'll never lay another bet, even if you ever get any money to lay. I do know every other bookie in town and they come right after the bar owners. And I know who at least some of your friends are, too, and I spread the word there. By a couple weeks from now you won't be able to sit in even a penny-ante stud game in a private house.

"Okay, that's it. Now you can talk—one word and it better be yes, and no more than that. Do you understand?"

"Yes," Ray said. Hopelessly he turned to go; nothing he could possibly say would help right now, even if he dared to say it.

"Not quite yet," Amico said. "Bill, touch him up a little. Take it easy and don't mark him. Just something to help him remember."

Ray had sense enough to know that it wouldn't do any good to fight back; he'd get hurt worse if he did. He stood still and tried to make himself limp when Big Bill's left hand grabbed a handful of the front of his coat and shirt, thinking that if he went down from whatever came first maybe they'd let it go at that.

But what came first was a pair of flat-handed slaps to the face—back of the hand to one side, palm to the other. Slaps that rocked his head, stung like hell, and made his ears ring.

Then Big Bill, still holding with his left, pulled his right hand back and drove a fist like the business end of a battering ram into the pit of Ray's stomach. The pain was so great that, as his hands went to his stomach, he tried to double over and would have except for the big hand still holding his clothes bunched in front of his chest. From somewhere miles away and through a haze of redness he heard Monahan's voice say, "Enough, Joe?" and Amico's voice say, "Yeah. Put him in a chair. Don't put him out in the hall till he can walk. We don't want him laying on our doorstep."

He was in a chair and nothing was holding him now; he could double over forward in the chair and he did. He was retching. From somewhere not quite so far away he heard Amico's voice again. "And don't let him out till you're sure he won't puke on the hall carpet, either. If he pukes in here keep him till he's able to clean it up."

He heard a door open and close; Amico had gone back into the bedroom. He heard a phone ring and then Big Bill's voice answering it and then saying, "Ten to win on Rawhide in the fourth, twenty to show on Dark Angel in the seventh. Right, Perry."

He could straighten up now, and he wasn't going to puke. His stomach still hurt like hell and his cheeks stung and his ears rang, but he thought he could stand up now. He had to stand up and get out of here fast. For a moment he couldn't remember why, and then it came to him. His date with Dolly. She was his only chance now, or the only one he could think of. Joe Amico had meant every word he'd said.

He raised his arm to look at his wrist watch. Yes, he could still make it in time if he was lucky in catching a taxi quickly outside. Lucky that this was Willis Street and taxis were fairly frequent. He put his hands on the arms of his chair and stood up. Not quite straight; the pain in his stomach made him bend forward a little at the waist.

"You okay?" Big Bill asked him. His voice was impersonal, neither friendly nor unfriendly.

"Sure. I got to get out of here. I'm going to be late for a date if I don't leave now."

"Walk back and forth a few times. When I see you can navigate, okay."

He was a little tottery walking across the room the first time, better coming back. After a few trips he was walking almost normally, as much as it hurt him to do so.

Big Bill got up and went to the door and opened it. "Okay, Ray. No hard feelings?"

"No," Ray said.

As he walked through Big Bill said, "Believe it or not, I pulled my punch on that poke in the gut." And then, before Ray could answer, not that there was anything to answer, the door closed behind him and he heard the chain slide into the slot.

No stairs this time. He went to the shaft of the self-service elevator and pushed the button. The indicator showed that it was on the top floor, but it started down. He leaned against the wall opposite the elevator door to wait for it.

Suddenly he remembered something and reached for his wallet. Amico had told Monahan to take thirty-six out, but what if Monahan hadn't put back the change? But Monahan had; the wallet held a ten and some singles. Fourteen lousy bucks.

He had to get money from Dolly now. And he might as well try for five hundred while he was at it—what was to lose trying? If he got that much—and he'd offer any kind of interest to get it—he'd stay out of the poker session and not risk losing any of it. He'd keep it intact to be sure of being able to pay Joe tomorrow.

But fifty or a hundred wouldn't do him any good with Joe, so if that was all he could get, running it up would be his only chance.

Dolly, Dolly, he thought, please, Dolly. Be like the mistress of the man in the French short story.

The elevator came and the door slid open automatically. He stepped inside.

A minute later he was at the curb, looking frantically both ways for a taxi. None was in sight and he ran, doubled over a bit because his stomach hurt, to the corner, where he'd have a better chance of flagging one.