GREAT MONEY PANIC!

"Are things—are things in bad shape, dad?" asked Dick.

"Pretty much so," replied Mr. Hamilton, not looking up. "It's not as bad as I feared, though, and our bank will not suffer. However, lots of small concerns, and some big ones, have failed."

Then Dick caught sight of another part of the paper. He could hardly believe his eyes, for, in a prominent part of the page, was an article telling of the failure of the big milk concern in which he had invested.

"Dad!" he exclaimed, taking hold of the paper, and pointing to the account.

"Yes," replied Mr. Hamilton. "I saw it. Your investment is a failure, Dick."