II. FASHIONABLE EXTRAVAGANCE.
Extravagance is the besetting sin of New York society. Money is absolutely thrown away. Fortunes are spent every year in dress and in all sorts of follies. Houses are fitted up and furnished in the most sumptuous style, the building and its contents being sometimes worth a million of dollars. People live up to every cent of their incomes, and often beyond them. It is no uncommon occurrence for a fine mansion, its furniture, pictures, and even the jewels of its occupants, to be pledged to some usurer for the means with which to carry on this life of luxury. Each person strives to outdo his or her acquaintances. Those who have studied the matter find no slight cause for alarm in the rapid spread of extravagance among all classes of the city people, for the evil is not confined to the wealthy. They might afford it, but people of moderate means, who cannot properly make such a heavy outlay, are among those most guilty of the fault.
In no other city of the land is there to be seen such magnificent dressing on the part of the ladies as in New York. The amount of money and time expended here on dress is amazing. There are two objects in view in all this—the best dressed woman at a ball or party is not only sure to outshine her sisters there present, but is certain to have the satisfaction next day of seeing her magnificence celebrated in some of the city journals. Her vanity and love of distinction are both gratified in this way, and such a triumph is held to be worth any expense. There is not an evening gathering but is graced by the presence of ladies clad in a style of magnificence which reminds one of the princesses in the fairy tales. Says a recent writer:
“It is almost impossible to estimate the number of dresses a very fashionable woman will have. Most women in society can afford to dress as it pleases them, since they have unlimited amounts of money at their disposal. Among females dress is the principal part of society. What would Madam Mountain be without her laces and diamonds, or Madam Blanche without her silks and satins? Simply commonplace old women, past their prime, destined to be wall-flowers. A fashionable woman has just as many new dresses as the different times she goes into society. The élite do not wear the same dresses twice. If you can tell us how many receptions she has in a year, how many weddings she attends, how many balls she participates in, how many dinners she gives, how many parties she goes to, how many operas and theatres she patronizes, we can approximate somewhat to the size and cost of her wardrobe. It is not unreasonable to suppose that she has two new dresses of some sort for every day in the year, or 720. Now to purchase all these, to order them made, and to put them on afterward, consumes a vast amount of time. Indeed, the woman of society does little but don and doff dry-goods. For a few brief hours she flutters the latest tint and mode in the glare of the gas-light, and then repeats the same operation the next night. She must have one or two velvet dresses which cannot cost less than $500 each; she must possess thousands of dollars’ worth of laces, in the shape of flounces, to loop up over the skirts of dresses, as occasion shall require. Walking-dresses cost from $50 to $300; ball-dresses are frequently imported from Paris at a cost of from $500 to a $1000; while wedding-dresses may cost from $1000 to $5000. Nice white Llama jackets can be had for $60; robes princesse, or overskirts of lace, are worth from $60 to $200. Then there are travelling-dresses in black silk, in pongee, velour, in piqué, which range in price from $75 to $175. Then there are evening robes in Swiss muslin, robes in linen for the garden and croquet-playing, dresses for horse-races and for yacht-races, robes de nuit and robes de chambre, dresses for breakfast and for dinner, dresses for receptions and for parties, dresses for watering-places, and dresses for all possible occasions. A lady going
to the Springs takes from twenty to sixty dresses, and fills an enormous number of Saratoga trunks. They are of every possible fabric—from Hindoo muslin, ‘gaze de soie,’ crape maretz, to the heavy silks of Lyons.
“We know the wife of the editor of one of the great morning newspapers of New York, now travelling in Europe, whose dress-making bill in one year was $10,000! What her dry-goods bill amounted to heaven and her husband only know. She was once stopping at a summer hotel, and such was her anxiety to always appear in a new dress that she would frequently come down to dinner with a dress basted together just strong enough to last while she disposed of a little turtle-soup, a little Charlotte de Russe, and a little ice cream.
“Mrs. Judge ---, of New York, is considered one of the ‘queens of fashion.’ She is a goodly-sized lady—not quite so tall as Miss Anna Swan, of Nova Scotia—and she has the happy faculty of piling more dry-goods upon her person than any other lady in the city; and what is more, she keeps on doing it. To give the reader a taste of her quality, it is only necessary to describe a dress she wore at the Dramatic Fund Ball, not many years ago. There was a rich blue satin skirt, en train. Over this there was looped up a magnificent brocade silk, white, with bouquets of flowers woven in all the natural colors. This overskirt was deeply flounced with costly white lace, caught up with bunches of feathers of bright colors. About her shoulders was thrown a fifteen-hundred dollar shawl. She had a head-dress of white ostrich feathers, white lace, gold pendants, and purple velvet. Add to all this a fan, a bouquet of rare flowers, a lace handkerchief, and jewelry almost beyond estimate, and you see Mrs. Judge --- as she appears when full blown.
“Mrs. General --- is a lady who goes into society a great deal. She has a new dress for every occasion. The following costume appeared at the Charity Ball, which is the great ball of the year in New York. It was imported from Paris for the occasion, and was made of white satin, point lace, and a profusion of flowers. The skirt had heavy flutings of satin around the bottom, and the lace flounces were looped up at the sides
with bands of the most beautiful pinks, roses, lilies, forget-me-nots, and other flowers.
“It is nothing uncommon to meet in New York society ladies who have on dry-goods and jewelry to the value of from thirty to fifty thousand dollars. Dress patterns of twilled satin, the ground pale green, pearl, melon color, or white, scattered with sprays of flowers in raised velvet, sell for $300 dollars each; violet poult de soie will sell for $12 dollars a yard; a figured moire will sell for $200 the pattern; a pearl-colored silk, trimmed with point appliqué lace, sells for $1000; and so we might go on to an almost indefinite length.”
Those who think this an exaggerated picture have only to apply to the proprietor of any first-class city dry-goods store, and he will confirm its truthfulness. These gentlemen will tell you that while their sales of staple goods are heavy, they are proportionately lighter than the sales of articles of pure luxury. At Stewart’s the average sales of silks, laces, velvets, shawls, gloves, furs, and embroideries is about $24,500 per diem. The sales of silks alone average about $15,000 per diem.
A few years ago the dwelling of a wealthy citizen of New York was consumed by fire. The owner of the mansion soon after applied to a prominent Insurance Company for the payment of the sum of $21,000, the amount of the risk they had taken on the wearing apparel of his daughter, a young lady well known in society for the splendor of her attire. The company refused to pay so large a sum, and protested that the lady in question could not have possessed so costly a wardrobe. Suit was brought by the claimant, and, as a matter of course, an enumeration of the articles destroyed and their value was made to the court. The list was as follows, and is interesting as showing the mysteries of a fashionable lady’s wardrobe:
Such lavish expenditure is a natural consequence of a state of society where wealth is the main distinction. Mrs. John Smith’s position as a leader of the ton is due exclusively to her great riches and her elaborate displays. Mrs. Richard Roe will naturally try to outshine her, and thus rise above her in the social scale. Many persons seeking admission into such society, and finding wealth the only requisite, will make any sacrifice to accomplish their end. If they have not wealth they will affect to have it. They could not counterfeit good birth, or high breeding, but they can assume the appearance of being wealthy. They can conduct themselves, for a while at least, in a manner utterly disproportioned to their means, and so they go on, until their funds and credit being exhausted, they are forced to drop out of the circles in which they have moved, and the so-called friends who valued them only for their supposed wealth, instantly
forget that they ever knew them. No more invitations are left for them, they are not even tolerated in “good society,” and are “cut” on the street as a matter of course.
Not a year passes but records the failure of some prominent business man in New York. His friends are sorry for him, and admit that he was prudent and industrious in his business. “His family did it,” they tell you, shaking their heads. “They lived too fast. Took too much money to run the house, to dress, and to keep up in society.” Only the All Seeing Eye can tell how many men who stand well in the mercantile community are tortured continually by the thought that their extravagance or that of their families is bringing them to sure and certain ruin; for not even in New York can a man live beyond his actual means. They have not the moral courage to live within their legitimate incomes. To do so would be to lose their positions in society, and they go on straining every nerve to meet the demands upon them, and then the crash comes, and they are ruined.
Those who dwell in the great city, and watch its ways with observant eyes, see many evils directly attributable to the sin of extravagance. These evils are not entirely of a pecuniary nature. There are others of a more terrible character. Keen observers see every day women whose husbands and fathers are in receipt of limited incomes, dressing as if their means were unlimited. All this magnificence is not purchased out of the lawful income of the husband or father. The excess is made up in other ways—often by the sacrifice of the woman’s virtue. She finds a man willing to pay liberally for her favors, and carries on an intrigue with him, keeping her confiding husband in ignorance of it all the while. She may have more than one lover—perhaps a dozen. When a woman sins from motives such as these, she does not stop to count the cost. Her sole object is to get money, and she gets it. It is this class of nominally virtuous married and unmarried women that support the infamous houses of assignation to be found in the city.
The curse of extravagance does not manifest itself in dress alone. One cannot enter the residence of a single well-to-do
person in the city without seeing evidences of it. The house is loaded with the richest and rarest of articles, all intended for show, and which are oftentimes arranged without the least regard to taste. The object is to make the house indicate as much wealth on the part of its owner as possible. It makes but little difference whether the articles are worth what was paid for them, or whether they are arranged artistically—if the sum total is great, the owner is satisfied. It is a common thing to see the walls of some elegant mansion disfigured with frescoes, which, though executed at an enormous cost, are utterly without merit or taste. Again one sees dozens of paintings, bought for works of the old masters, lining the walls of the richest mansions of the city, which are the merest daubs, and the works of the most unscrupulous Bohemians. Not long since, a collection of paintings was offered for sale in New York, the owner being dead. They had been collected at great expense, and were the pride of their former owner. With a few exceptions they were wretched copies, and in the whole lot, over five hundred in number, there were not six genuine “old masters,” or “masters” of any age.
Entertainments are given in the most costly style. From ten to twenty thousand dollars are spent in a single evening in this way. At a fashionable party from twelve to fifteen hundred dollars’ worth of champagne is consumed, besides other wines and liquors. Breakfasts are given at a cost of from one to three thousand dollars; suppers at a still higher cost. This represents the expense to the host of the entertainment; but does not cover the cost of the toilettes to be provided for the family, which make up several thousand dollars more.
Suppers or dinners are favorite entertainments, and the outlay required for them is oftentimes very heavy. The host frequently provides nothing but viands imported from foreign lands. Sets of china of great cost, or of silver equally expensive, or even of gold, are displayed ostentatiously. Sometimes the supper-room is entirely refitted in red, blue, or gold, everything, even the lights and flowers, being of one color, in order that the affair may be known as Mrs. A---’s red, blue, or gold
supper. Some of the most extravagant entertainers will place at the side of each cover an exquisite bouquet inside of which is a costly present of jewelry.
All this reckless expenditure in the midst of so much sorrow and suffering in the great city! “The bitter cold of winter,” says the Manager of the ‘Children’s Aid Society,’ in his appeal for help, “and the freezing storms have come upon thousands of the poor children of this city, unprepared. They are sleeping in boxes, or skulking in doorways, or shivering in cellars without proper clothing, or shoes, and but half-fed. Many come bare-footed through the snow to our industrial schools. Children have been known to fall fainting on the floor of these schools through want of food. Hundreds enter our lodging-houses every night, who have no home. Hundreds apply to our office for a place in the country, who are ragged, half-starved, and utterly unbefriended.”