IT WAS LIFE OR DEATH.

“I kissed my husband good-bye and as he stood on the deck I went down the side to a lifeboat. There were no seamen there. It was life or death. I took an oar and started to row,” said Mrs. Carter, who was formerly Miss Lucille Polk, of Baltimore, when seen later at the Madison avenue house.

Mrs. Carter had just come from the ship, and the tears were still in her eyes; glad tears from the welcome she had received from her relatives, among whom was Anderson Polk, who had come to New York to meet her. She told of being roused from her sleep at fourteen minutes of twelve on Sunday night by the sudden crash, of rushing out on the deck to find the chaos of destruction quickly form itself into the decisive action of brave men about to face their death.

Clasping her hands tightly she told how the men had stood back or else helped to lower away the lifeboats, and then, kissing their wives, bade them a good-bye which they thought would be forever. In brief words, tensely spoken, she told of going into the lifeboat and taking an oar. At ten minutes past 1 o’clock there was a sudden explosion and the giant hulk of the Titanic blew up, rearing in the water like a spurred horse and then sinking beneath the waves.

She had to pull hard with her oars in the desperate attempt which the poorly manned lifeboat had to make to keep from being sucked down with the diving Titanic. After minutes of work with the desperation of death, they made their way out of the suction and were saved. It was not until she was taken aboard the Carpathia that she met her husband, saved because he had to man an oar in another lifeboat.