Twentieth Century Culture and Deportment / Or the Lady and Gentleman at Home and Abroad; Containing Rules of Etiquette for All Occasions, Including Calls; Invitations; Parties; Weddings; Receptions; Dinners and Teas; Etiquette of the Street; Public Places, Etc., Etc. Forming a Complete Guide to Self-Culture; the Art of Dressing Well; Conversation; Courtship; Etiquette for Children; Letter-Writing; Artistic Home and Interior Decorations, Etc.

by Maud C. Cooke

Household and Personal Expenses.

One of the chief sources of unhappiness in married life is the strife arising from the vexed question of home and personal expenses. In the first place, the husband frequently fails in regard to openness with regard to his business concerns and profits; thus the wife, entirely ignorant as to what amount she may safely spend, errs too often on the side of extravagance, finding too late, when a storm of reproach descends upon her innocent head, where and how she has sinned.

Then, too, it is often a sore trial to the wife’s pride to ask for the money necessary to keep her own wardrobe in repair. Especially is this the case when, before marriage, she was in receipt of her own money, earned by her own hands. It seems to her that her husband ought to see that she has need of certain articles, and the very fact that he does not, leads her to the false supposition that he has ceased to care for her, while he, if there was any thought about it in his mind, would say, “Why doesn’t she ask for money if she wants it? She knows I will give it to her if I have it.”

All these troubles would be avoided if married couples early came to a definite understanding on this subject, and a certain sum were set aside which the wife was to receive weekly for household expenses, her personal wants to be supplied from such surplus as she may be able to save from out this sum, or in some other way provided for by a stated amount, both of which sums should be under her exclusive, unquestioned control.

Some simple system of accounts should then be kept and regularly gone over together on every quarter. A mutual agreement thus established on the money question, much annoyance and much extravagance may be prevented. It is not too much to suggest that, perhaps, it might not be amiss to present an account of the husband’s expenses also, at these quarterly reckonings.

Above all things, never let the wife, from a weak desire to gratify her own personal vanity, enter upon some extravagant purchase, the amount of which she must conceal from her husband, and (vainly often) strive to pay in small amounts saved or borrowed. The result is usually exposure, sometimes disgrace, pecuniary loss and loss of esteem in the husband’s eyes. Perfect confidence is the only basis upon which happiness can be safely founded.