2. The Banias a true caste: use of the name.
There has been much difference of opinion as to whether the name Bania should be taken to signify a caste, or whether it is merely an occupational term applied to a number of distinct castes. I venture to think it is necessary and scientifically correct to take it as a caste. In Bengal the word Banian, a corruption of Bania, has probably come to be a general term meaning simply a banker, or person dealing in money. But this does not seem to be the case elsewhere. As a rule the name Bania is used only as a caste name for groups who are considered both by themselves and outsiders to belong to the Bania caste. It may occasionally be applied to members of other castes, as in the case of certain Teli-Banias who have abandoned oil-pressing for shop-keeping, but such instances are very rare; and these Telis would probably now assert that they belonged to the Bania caste. That the Banias are recognised as a distinct caste by the people is shown by the number of uncomplimentary proverbs and sayings about them, which is far larger than in the case of any other caste.[1] In all these the name Bania is used and not that of any subdivision, and this indicates that none of the subdivisions are looked upon as distinctive social groups or castes. Moreover, so far as I am aware, the name Bania is applied regularly to all the groups usually classified under the caste, and there is no group which objects to the name or whose members refuse to describe themselves by it. This is by no means always the case with other important castes. The Rāthor Telis of Mandla entirely decline to answer to the name of Teli, though they are classified under that caste. In the case of the important Ahīr or grazier caste, those who sell milk instead of grazing cattle are called Gaoli, but remain members of the Ahīr caste. An Ahīr in Chhattīsgarh would be called Rāwat and in the Maratha Districts Gowāri, but might still be an Ahīr by caste. The Barai caste of betel-vine growers and sellers is in some localities called Tamboli and not Barai; elsewhere it is known only as Pansāri, though the name Pansāri is correctly an occupational term, and, where it is not applied to the Barais, means a grocer or druggist by profession and not a caste. Bania, on the other hand, over the greater part of India is applied only to persons who acknowledge themselves and are generally recognised by Hindu society to be members of the Bania caste, and there is no other name which is generally applied to any considerable section of such persons. Certain of the more important subcastes of Bania, as the Agarwāla, Oswāl and Parwār, are, it is true, frequently known by the subcaste name. But the caste name is as often as not, or even more often, affixed to it. Agarwāla, or Agarwāla Bania, are names equally applied to designate this subcaste, and similarly with the Oswāls and Parwārs; and even so the subcaste name is only applied for greater accuracy and for compliment, since these are the best subcastes; the Bania’s quarter of a town will be called Bania Mahalla, and its residents spoken of as Banias, even though they may be nearly all Agarwāls or Oswāls. Several Rājpūt clans are similarly spoken of by their clan names, as Rāthor, Panwār, and so on, without the addition of the caste name Rājpūt. Brāhman subcastes are usually mentioned by their subcaste name for greater accuracy, though in their case too it is usual to add the caste name. And there are subdivisions of other castes, such as the Jaiswār Chamārs and the Somvansi Mehras, who invariably speak of themselves only by their subcaste name, and discard the caste name altogether, being ashamed of it, but are nevertheless held to belong to their parent castes. Thus in the matter of common usage Bania conforms in all respects to the requirements of a proper caste name.