Thrift

by Samuel Smiles

INDEX.

ABERDARE, Lord, on loss by strikes
Advancement of self is advancement of society
Aiton, Dr., an example of thrift
Akroyd, Edward, founds Provident Society and Penny Savings Bank
and his workpeople
and Penny Banks
Ambition, use of
Amusement, meaning and use of
Arithmetic, necessary for domestic economy
Ashburton, Lord, on home economy
Ashworth, Messrs., and their workpeople
Author's mother, an example of thrift
Avarice, differs from economy

BACON, on limits of economy his improvidence Bargain-buying, bad economy of Baxendale, Joseph on punctuality and Pickford and Co. and railways his maxims Bewick, the engraver Bilston Savings Bank Brassey. T., on English work-men Brewster, D., on education Briggs and Son, and co-operation Bright, John, on the wages of the working classes Brutus, and usury Buchan, Earl of, an example of thrift Building Societies at Birmingham at Leeds at Padiham at Burnley Burnley, Building Society at Burns, and debt Byron, and debt

CAMPBELL, Dr., the missionary
Canova, humble origin of
Capital, the result of industry and thrift
advantage of, to workmen employed
Carlyle, T., on manufacturers
his letter to Whitworth
on public charities
Carrington, Lord, and Pitt
Cato, the elder, and usury
Chadwick, Edwin, sketch of his life
his Sanitary Idea
and Poor Law Inquiry
and the Sanitary Movement
and General Board of Health
on thriftlessness
Chantrey, F.
Charities, public
Christianity, its establishment
Civilization, and thrift
slow progress of
and healthy homes
Class, exclusiveness of
Cleanliness, must be taught
Cobbett, W., on Savings Banks
Cobden, R., on self-help
Cold, the parent of frugality
Comfort, and the art of living
Competition, use of
Cooking, good and bad
Co-operation, the secret of social development
and the middle classes
and working classes
Fishery
tin-mining
at Hull
at Leeds
at Rochdale
at Over Darwen
at Northampton
at Padiham, Manchester, Birmingham, Leeds
and life assurance
and friendly societies
and factories
Corbett, J., on ignorance of domestic economy
Crallan, and lessons on thrift
Crossley, Francis, and Halifax Park
Crossley, John, sketch of his life
his wife
his work

DANTZIC, Duke of
Davis, John, on debt
Debt, evils of
sympathy with
and great men
Debtors, celebrated, Bacon, Pitt
Melville, Fox
Sheridan
De Retz, Mirabeau, Lamartine, Webster
Hunter, Vandyck
Hayden
Cowper, Marlowe, Greene, Peele
Lovelace, Butler, Wycherley, Fielding, Savage
Chatterton
Steele
Goldsmith
Byron
Foote
De Foe
Scott
Deeds, not words
Denison, Edward, on providence
on London poor
on thrift
on thrift in Guernsey
Derby, Lord, on progress
Derby Penny Bank
De Retz, Cardinal
Dirt, a degradation
Dolland, industry of
Donne, Dr., his charity and thrift
Donough, J., tombstone of
Dress, extravagance in
Drill, the magic of
Drink, money spent on
the Great Sin
and unhealthy homes
Duncan, H., and Savings Banks

ECONOMY, see Thrift
Education, power of
is capital
advantage of
in Germany
Elcho, Lord, on miners' wages
Elegance at home
Elliot, Sir G., and miners
England, one hundred years ago
English charities
English workmanship
Englishmen, industry and improvidence of
Extravagance, prevalence of

FAILURE, self-sought Farnham Penny Bank Fast living, tendency to Felkin, on workmen's savings Ferguson Charity, the Ferguson, the astronomer Flaxman, the sculptor Flowers, use of Foote, and debt Forster, W.E., on Lister Fox, Head, and Co., and cooperation Fox, C.J., and debt Franklin, B., on thrift of time on self-imposed taxes his industry Friendly societies defects of working of objections to improvement of Funerals, extravagance of

GENEROSITY, and economy
Girard Charity, the
Ghent, School Bank at
Gibbon, on Fox
Goethe, on individualism
Goldsmith, O., and debt
Good manners, art of
among working classes
Good taste, economy of
and comfort
Grey, Margaretta, on occupation of ladies
Greenock Penny Bank
Greg, W.B., on savings of working classes
Gregory, O., on self-taught working men
Griffiths, on pursuit of money
Grundy, Mrs., fear of
Guizot, on English Charities
Guy's Hospital

HALIFAX PENNY BANK
Happiness in old age
Health, pleasures of, 315; injuries
to. 316-7
Heriot's Hospital, 309
Herschel, his industry. 77
Hill, Rowland, and Savings
Banks, 149-50
Hogarth. 80
Home and civilization. 321; and
children. 322; ignorance
concerning, 323-4; reform,
340-1
Huddersfield Savings Bank, 154
Hull Anti-Mill Society, 102
Hume, H., and thrift, 68
Hume, J., on tone of living, 17
Hunter, J., and debt, 269
Hutton, Dr., 73

IDLENESS, wretchedness of, 6
Ignorance is power, 57-9
Improvidence, see Thriftlessness
Inchbald, Mrs., on thrift, 65
Incomes of the working classes,
41-9
Independence of a good mechanic,
50
Individualism, 72-3
Industry, see Labour

JOHNSON, S., on economy, 19;
on poverty, 20; on Savage,
272; his poverty, 282-3; on
debt, 283
Jonson, B., and poverty, 271

KEPLER, and poverty, 268
Knowledge, acquired by labour, 6

LABOUR, leads to wealth, 2; is never lost, 3; a necessity and pleasure, 4; St. Paul on, 6; gives knowledge, 6; and progress, 7; of English workmen, 36; and thrift, 96, 184; makes the man, 160 Laing, S., on good manners in France, 368 Lamartine and debt, 267 Lancaster, J., and Sunday schools Land and Building Societies Leeds, Industrial Society Permanent Building Society Life assurance, advantages of working of at a penny a day Life, uncertainty of Lister, of Bradford Little things, importance of Living, art of Loan Societies Lough, the sculptor, sketch of his life Luck, means good management does not make men Lytton, Lord, on money on public charities

MACAULAY, on Pit Macdonald, A. Manchester, Bishop of, on agricultural labourers Manchester Co-operative Bank Unity of Odd Fellows Marlborough, Duke of, his penuriousness Marriage, responsibility of makes economy a duty imprudent Masters, influence of want of sympathy between men and Means, living beyond Mechanics' Institutes Melville, Lord, and debt Method, a masculine quality value of Middle class, co-operation among Mill, J.S., on combination on dollar-hunters Miller, Hugh, on thrift his industry Milton, J., and poverty Mirabeau, and debt Misery, caused by greed and improvidence of the man of nothing but money Money, represents independence mistake as to power of worship of accumulation of dissipated by the third generation Montaigne, on debt Mortality, laws of Moses, a sanitary reformer

NAPIER, C., on debt
Nasmyth, J., sketch of his life
his active leisure
National prosperity is not real prosperity
Navvy's Home, a failure
Newman, on debt
Nightingale, F., and soldiers' savings
No, ability to say
Nobody to blame
Norris, on miners
Northampton Co-operative Society

ORDER
Overcrowding
Over Darwen Co-operative Society

PADIH AM, Co-operative Cotton-mill Building Society Pastoral life, a myth Peabody benefaction, the Penny a day, power of a Penny Bank, Akroyd's at Greenock at Halifax at Glasgow at Farnham Pennies, taking care of the Physiology, should be taught Pickford and Co., see Baxendale Pictures, use of Pitt, and debt Post Office Savings Banks Pounds, John, and Ragged Schools Poverty, not a disgrace sharpens wits the skeleton in the closet Preston Savings Bank Primogeniture, Right of, causes struggle for wealth Prodigality, see Thriftlessness Progress and labour of individuals and nations Prosperity, leads to greater expenditure Punctuality, Baxendale on a household quality

QUECKETT,on Penny Banks
Quentin Matsys, industry of

RAGGED SCHOOLS and Penny Banks
foundation of
Ramsay, Allan
Ready-money transactions
Reform of Number One
of home
Republican millionaires
Respectability, abuse of
Rich man, the troubles of the
Richardson, S.
Rochdale, co-operative corn-mill
Equitable Pioneers Society
Roebuck, J.A., on the working classes
Rural districts, unwholesome condition of
ignorance in
Russell, Lord, on self-imposed taxes
Ruthven Savings Bank

SALADIN, on wealth Salamanca, Jose de, on love of gold Salt, T., sketch of his life founds Saltaire and his workpeople Saltaire Sanitary science Savings Banks the first at Ruthven used by domestic servants used most where wages are lowest used by soldiers military at Bilston Penny school increase of Post Office statistics of Savings, see Thrift Scholarship in the School of Mines Scotch charities Scott, W., and debt Self-help, means self-respect Sharp, W. Sheridan, and debt Sikes. C.W., on thriftlessness on Savings Banks and Post Office Savings Banks sketch of his life Slavery, in Britain in England in Scotland Smith, Joseph, starts a Savings Bank Smith, Sydney, and poverty Society, living up to higher Socrates, on thrift Southey, his industry Spinoza, and poverty Steele, R., and debt Steen, Jan, and debt Stephenson, George Sterne, and poverty Stone, on public charities Strikes, losses by, 47, 98-100 Sully, Duke of, on economy, 93 Sympathy between masters and men, want of, 180-83

Tact, want of, 95
Tassie, sculptor, 80
Taxes, self-imposed, 39
Taylor, J., on reputation of man
of money, 294
Thrift, origin and definition of,
1; an acquired principle, 8;
gives Capital, 10; is within
reach of all, 11-3; of time,
12; needs common sense. 13;
needs a beginning, 14; is a
duty, 14; in youth, 18; is
practical, 19; dignity of, 20;
in Guernsey, 35; object of,
65; is Order, 66; of upper
classes, 67; rules for, 89;
limits of, 90; is a dignity and
satisfaction, 93; is conservative,
107-8; and building
societies, 109; of Frenchmen
and Belgians, 115; of private
soldiers, 133-5; lessons
in, 145-6; of great generals,
192; of French workmen,
231-2; leads to Charity, 286
Thriftlessness, of savages, 2; of
nations, 9; of individuals, 10;
selfishness of, 14; dependence
of, 16; cruelty of, 17,112; in
prosperous times, 26, 30; of
English workmen, 36-7, 41-57,
91, 139
Tottenham Savings Bank, 127
Trades Unions, 99-100
Typhus, a preventible disease,
335

UNCIVILIZED condition of the
poor, 32

VENTILATION

WAGES of working classes Wakefield, P., and Savings Banks Walker, Robert Walpole, Horace, on bargains Walter, J., on pride in work Washington, G., and slaves Waterlow, S. Watt, James Wealth, by labour and poverty Wellington, Duke of, on military Savings Banks Wesley J., his account-keeping Whitworth, J., and co-operation Winckelmann Woman, influence of Women, require to be taught physiology domestic economy arithmetic cooking Working-men, definition of thriftlessness of wages of extravagance of want of self-respect among neglect opportunities want knowledge co-operation among strikes among their ability to save do not much use the Savings Banks Wycherley, and debt