WE PLAN TO START A BANK

And yet, except for this somewhat too lavish display of jewelry, there was nothing loud or overdressed about her. It was plain that she knew how to buy clothes, and her tall, well-rounded figure set off her stylish garments admirably. In every detail—her well kept hands, her gentle voice, her superb complexion, and the dainty way she had of wearing her mass of chestnut hair—she was the personification of luxury and refinement. As she looked that day Carrie Morse would have passed anywhere without the slightest question for the beautiful and cultured wife of some millionaire.

All these facts, which I took in at a glance, made me less inclined to question too closely the motives which had prompted her to hail me as an old friend when we had never had even a speaking acquaintance. Quite evidently she had lots of money or an unlimited line of credit. How did she get it? That was what I was curious to find out. I made up my mind that I would be just as nice to her as I knew how—hoping that I might learn from her a new and easy road to wealth.

By the time our tea was served we were chatting away like old friends.

"Sophie," she said, "I'm going to take you into my confidence and help you make a lot of money. You and I will start a bank."

"You mean, rob a bank, don't you?" I said, not quite able to believe my ears.

"I mean nothing of the sort," she said, setting down her teacup with a thump. "You and I will start a bank. It will be a bank for ladies only. Any woman who has a little money saved up can come to us for advice. We will take her money and show her where she can invest it so that she will get more interest than she could in any other way."

"But I don't know anything about running a bank," I protested. "I'm Ned Lyons's wife—he and I are bank robbers, not bank owners."

"That's all right," she reassured me. "It's not necessary for you to know anything about running banks in order to hold the position I have in mind. All you have to do is to follow my instructions—and you'll soon be wearing as many diamonds as I am."

A half hour before I should have thought it the height of absurdity for any one to suggest my engaging in a wild-cat banking scheme with Carrie Morse. Yet now I sat spellbound by her magnetic power—patiently listening to details which were all Greek to me and getting from every word she uttered renewed confidence in the reality of the financial castles in the air which were to make us both millionaires.

What a business woman Carrie Morse would have made! With her personal charms, her eloquence, and her quick ingenuity she had no need to depend on crime for a living—she could have accumulated a fortune in any legitimate line of work.