Transcriber’s Notes

Punctuation and spelling were made consistent when a predominant preference was found in this book; otherwise they were not changed.

Simple typographical errors were corrected; occasional unbalanced quotation marks retained.

Ambiguous hyphens at the ends of lines were retained; occurrences of inconsistent hyphenation have not been changed.

Index not checked for proper alphabetization or correct page references.

Volume:page references sometimes were printed as 123:456 (no space after the colon) and other times as 123: 456 (with a space after the colon). In this eBook, all such references omit the space (123:456).

Duplicate headings were removed by Transcriber.

Page [11]: "J. S. Morgan" was printed that way, and there was such a company.

Page [205]: The reference to Footnote 430 was missing. Transcriber arbitrarily added it at a likely place.

Page [244]: "the interest were cancelled" was printed that way.

Page [341]: Numbered list has no item #6.

Page [379]: The year-headings in the original book appeared above the dollar values, which seems to be a typographical error. In this eBook, they have been centered above the Month-dollar values columns.