| STATES & TERRITORIES. | PENALTY OF USURY. | LEGAL. | SPECIAL. |
|---|
| | | | |
| Alabama | Loss of interest | 8% | |
| Arizona | No penalty | 10 | No limit. |
| Arkansas | Forfeiture of principal and interest | 6 | No limit. |
| California | No penalty | 10 | No limit. |
| Colorado | No penalty | 10 | No limit. |
| Connecticut | Forfeiture of all interest | 6 | No limit. |
| Dakota | Forfeiture of contract | 7 | 18% |
| Delaware | Forfeiture of contract | 6 | 6 |
| District of Columbia | Forfeiture of all interest | 6 | 10 |
| Florida | No penalty | 8 | No limit. |
| Georgia | Forfeiture of excess | 7 | 12 |
| Idaho[[105]] | $300 fine, or imprisonment six months, or both | 10 | 24 |
| Illinois | Forfeiture of all interest | 6 | 8 |
| Indiana | Forfeiture of interest and costs | 6 | 10 |
| Iowa | Forfeiture of interest and costs | 6 | 10 |
| Kansas | Forfeiture of excess over 12% | 7 | 12 |
| Kentucky | Forfeiture of all interest | 6 | 8 |
| Louisiana | Forfeiture of interest | 5 | 8 |
| Maine | No penalty | 6 | No limit. |
| Maryland | Forfeiture of excess | 6 | 6 |
| Massachusetts | No penalty; 6% on judgments | 6 | No limit. |
| Michigan | Forfeiture of excess | 7 | 10 |
| Minnesota | Forfeiture of excess over 7% | 7 | 12 |
| Mississippi | No penalty | 6 | No limit. |
| Missouri | Forfeiture of all interest | 6 | 10 |
| Montana | No penalty | 10 | |
| Nebraska | Forfeiture of all interest and costs | 10 | 12 |
| Nevada | No penalty | 10 | No limit. |
| New Hampshire | Forfeit of three times interest received | 6 | 6 |
| New Jersey | Forfeit of all interest | 6 | 7 |
| New Mexico | No penalty | 6 | 12 |
| New York[[106]] | Forfeiture of contract | 7 | 7 |
| North Carolina | Forfeiture of double amount of principal, and $1,000 fine | 6% | 8% |
| Ohio | Forfeiture of excess | 6 | 8 |
| Oregon | Forfeiture of principal, interest and costs | 10 | 12 |
| Pennsylvania | Forfeiture of excess, Act of 1858 | 6 | 6 |
| Rhode Island[[107]] | Forfeiture, unless by contract | 6 | No limit. |
| South Carolina | No penalty | 7 | No limit. |
| Tennessee | Forfeiture of over 6%, and $100 fine | 6 | 10 |
| Texas | No penalty | 8 | 12 |
| Utah | No penalty | 10 | 7 |
| Vermont | Forfeit of excess on Railroad Bonds only | 6 | |
| Virginia | Forfeit of excess. No corporation can plead usury | 6 | No limit. |
| Washington Territory | No penalty | 10 | 6 |
| West Virginia | Forfeit of excess | 6 | 6 |
| Wisconsin | Forfeit of all interest | 7 | 10 |
| Wyoming Territory | No penalty | 10 | No limit. |