Promenades.

Montgomery Street.—This is the San Francisco Broadway. Flanked on either side by many of the largest and finest retail business houses, as well as two of the leading hotels. During the forenoon business monopolizes it almost exclusively; afternoons fashion claims its sidewalks, and well-nigh crowds business, not exactly to the wall, but rather upon the curbstone, if not fairly into the gutter. From three to five P.M. the tide of mammon begins to ebb, and that of fashion swells in at full flood. Fair women and frail, beauty and ugliness—calicoes, silks, satins, velvets, broadcloths, beavers and cashmere, make up the motley throng, swaying and trailing up and down the crowded thoroughfare. The faces are very fair, "as far as we can see," and the forms equally graceful, with the same limitation.

Masculine faces, broad-browed, clear-eyed, bronze-cheeked, firm-mouthed or full-bearded, impress one with the dash, the drive and the nerve which have spanned the continent with rails and bridged the Pacific with ships, ere yet the flush of full manhood has fairly settled upon them. Too many, it is true, show the full, uncertain lip, the flushed cheek and dewy eye that tell of excessive stimulus too frequently applied. Nowhere on earth is the temptation to drink stronger than here. Business is sharp, competition brisk, and the climate the most stimulating anywhere to be found. So they drive till nature falters or weakens and calls for rest. But rest they cannot or will not afford; the stimulus is quicker, it is everywhere close at hand—it seems to save time. Business men die suddenly; on the street to-day, at Laurel Hill to-morrow; heart disease, apoplexy, congestion of the lungs, or liver complaint, are among the causes most frequently assigned to the inquiring public. The causes of these causes, few stop to ask, or dare to tell.

Kearny Street.—with Montgomery and but a single block above, that is, west of it, runs the rival, if not already the equal, business and pleasure avenue, Kearny street. Though some single buildings on Montgomery may be finer, the average of the business blocks along Kearny street already equals, if it does not surpass that of its rival. The street itself is broader, the sidewalks wider, while the press of vehicles and the throngs of fashion are fully equal.

California Street.—At right angles with both these streets, and intersecting them near their centre, California street, the Wall street of San Francisco, runs straight down from one of the highest summits within the city limits, to within two blocks of the water front, and there debouches into Market. Its upper portion lies between elegant private residences; half way down the slope stand two of the leading city churches; below, the Alta office, and leading telegraph offices; thence from Montgomery down, the finest number of business blocks the city presents. On this street below Montgomery, the Bank of California, the Merchants' Exchange, the Pacific Insurance Company's Building, Hayward's, Duncan's, and Wormser's, with other blocks and buildings, present a continuous front of architectural beauty rarely equaled.

Market Street.—This broad, dividing avenue which separates the older city from the newer, offers a rare architectural medley to the exploring tourist's eye. Some of the grandest business blocks on the Pacific slope tower up between or stand squarely opposite the frailest wooden shells that yet survive the "early days." Running up from the water, one encounters such noble blocks as Treadwell's, not lofty but broad, deep and strong. Harpending's whole-block front. The Grand Hotel and Nucleus foretell the size and style of the blocks which are yet to form continuous fronts along this main artery of trade.

Second, Third and Fourth Streets.—South of Market, these streets come nearer to fashionable streets than any others; especially along the blocks nearer to Market. They present several single buildings of notable size and style.

The Best Time.—For any walk or drive within the city limits, or on the entire San Francisco peninsular, the most comfortable hours of all the day, during the season in which the tourists commonly visit us, that is from May to September, are, unquestionably, the morning hours; the earlier the better. If you would see men and women go later; take the afternoon, face the wind and the dust, be lifted bodily off your feet, round "Cape Horn," as they call the southeast corner of Market and Third streets, until you have quite enough of that "free-soil" which may be a very fine thing in politics, but is a "beastly disagreeable thing," as our English friends might say, on a promenade.