RISKS
Shrewd Clerk (with an eye to his percentage). "Take an accident insurance ticket, sir?"
Passenger (nervously). "Wha' for?!"
Clerk. "Well, sir, nothing has gone wrong 'twixt this and London for the last fourteen months; and, by the haverages, the next smash on the hup line is hoverdue exactly six weeks and three days!!"
[Old Gent forks out with alacrity.