FOOTNOTES:

[A] By permission of Doubleday, Page & Co.

[B] A “model” is an English resort for wayfarers, maintained by charity.

[C] By permission of the Macmillan Co.

[D] By permission of the Macmillan Co.

[E] By permission of E. P. Dutton & Co.

[F] By permission of Charles Scribner’s Sons.

[G] By permission of the Macmillan Co.

[H] By permission of the Macmillan Co.

[I] By permission of Doubleday, Page & Co.

[J] By permission of E. P. Dutton & Co.

[K] By permission of the Macmillan Co.

[L] By permission of the Macmillan Co.

[M] Copyright, 1907. Used by special permission of the publishers, Bobbs-Merrill Co.

[N] By permission of the Macmillan Co.

[O] By permission of the Macmillan Co.

[P] By permission of Doubleday, Page & Co.

[Q] Tout cela criait comme une grimace, comme une serrure, comme une clé.

[R] By permission of the Macmillan Co.

[S] By permission of Doubleday, Page & Co.

[T] By permission of the Macmillan Co.

[U] By permission of Doubleday, Page & Co.

[V] By permission of E. P. Dutton & Co.

[W] As used in the Bible, and other ancient writings, the word usury means, not excessive interest-taking, but all interest-taking whatever.

[X] Copyright, 1905. By permission of Charles Scribner’s Sons.

[Y] By permission of the Macmillan Co.

[Z] (Quoted by special permission of Harper & Brothers.)