FOOTNOTES:

[1] Lippincott's Magazine.

[2] By permission of Life Publishing Company.

[3] Lippincott's Magazine.

[4] By permission of Life Publishing Company.

[5] Lippincott's Magazine.

[6] Copyright, 1905, by the Metropolitan Magazine Company.

[7] From "At the Sign of the Dollar," by Wallace Irwin. Copyright, 1905, by Fox, Duffield & Co.

[8] From "Nautical Lays of a Landsman," by Wallace Irwin. Copyright, 1904, by Dodd, Mead & Co.

[9] Lippincott's Magazine.

[10] By permission of Life Publishing Company.