No. 3.

ENIGMA.

In scolding, not in chiding.
In holding, not in gliding.
In using, not in wasting.
In tarrying, not in hasting.
In trying, not in failing.
In blushing, not in paling.
In earning, not in buying.
In doing, not in crying.
In owning, not in spending.
In borrowing, not in lending.
In roving, not in stopping.
My whole a phrase often dropping
From your mother's lips, my dear,
At this season of the year.

Susan Nipper.