WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY,

3. PARLIAMENT STREET, LONDON.

Founded A.D. 1842.

Directors.
H. Edgeworth Bicknell, Esq.
William Cabell, Esq.
T. Somers Cocks, Jun. Esq. M.P.
G. Henry Drew, Esq.
William Evans, Esq.
William Freeman, Esq.
F. Fuller, Esq.
J. Henry Goodhart, Esq.
T. Grissell, Esq.
James Hunt, Esq.
J. Arscott Lethbridge, Esq.
E. Lucas, Esq.
James Lys Seager, Esq.
J. Basley White, Esq.
Joseph Carter Wood, Esq.
Trustees.
W. Whateley, Esq., Q.C.;
L. C. Humfrey, Esq., Q.C.;
George Drew, Esq.

Consulting Counsel.—Sir Wm. P. Wood, M.P.

Physician.—William Rich. Basham, M.D.

Bankers.—Messrs. Cocks, Biddulph, and Co., Charing Cross.

VALUABLE PRIVILEGE.

POLICIES effected in this Office do not become void through temporary difficulty in paying a Premium, as permission is given upon application to suspend the payment at interest, according to the conditions detailed on the Prospectus.

Specimens of Rates of Premium for Assuring 100l., with a Share in three-fourths of the Profits:—

Age£s.d.Age£s.d.
171144 322108
221188 372186
27245 42382

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions, INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE on BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London.

BENNETT'S MODEL WATCH, as shown at the GREAT EXHIBITION. No. 1. Class X., in Gold and Silver Cases, in five qualities, and adapted to all Climates, may now be had at the MANUFACTORY, 65. CHEAPSIDE. Superior Gold London-made Patent Levers, 17, 15, and 12 guineas. Ditto, in Silver Cases, 8, 6, and 4 guineas. First-rate Geneva Levers, in Gold Cases, 12, 10, and 8 guineas. Ditto, in Silver Cases, 8, 6, and 5 guineas. Superior Lever, with Chronometer Balance, Gold, 27, 23, and 19 guineas. Bennett's Pocket Chronometer, Gold, 50 guineas; Silver, 40 guineas. Every Watch skilfully examined, timed, and its performance guaranteed. Barometers, 2l., 3l., and 4l. Thermometers from 1s. each.

BENNETT, Watch, Clock and Instrument Maker to the Royal Observatory, the Board of Ordnance, the Admiralty, and the Queen,

65. CHEAPSIDE.

TO PHOTOGRAPHERS.—MR. PHILIP DELAMOTTE begs to announce that he has now made arrangements for printing Calotypes in large or small quantities, either from Paper or Glass Negatives. Gentlemen who are desirous of having good impressions of their works, may see specimens of Mr. Delamotte's Printing at his own residence, 38. Chepstow Place, Bayswater, or at

MR. GEORGE BELL'S, 186. Fleet Street.

PHOTOGRAPHY.—The AMMONIO-IODIDE OF SILVER in Collodion (price 9d. per oz.), prepared by DELATOUCHE & CO., Photographic and Operative Chemists, 147. Oxford Street, has now stood the test of upwards of Twelve months' constant use; and for taking Portraits or Views on Glass, cannot be surpassed in the beautiful results it produces. MESSRS. DELATOUCHE & CO. supply Apparatus with the most recent Improvements, PURE CHEMICALS, PREPARED SENSITIVE PAPERS, and every Article connected with Photography on Paper or Glass. Paintings, Engravings, and Works of Art copied in their Glass Room, at Moderate Charges. Instruction given in the Art.

See HENNAH'S new work on the Collodion Process, price 1s., by post 1s. 6d.

PHOTOGRAPHY.—Collodion (Iodized with the Ammonio-Iodide of Silver).—J. B. HOCKIN & CO., Chemists, 289. Strand, were the first in England who published the application of this agent (see Athenæum, Aug. 14th). Their Collodion (price 9d. per oz.) retains its extraordinary sensitiveness, tenacity, and colour unimpaired for months: it may be exported to any climate, and the Iodizing Compound mixed as required. J. B. HOCKIN & CO. manufacture PURE CHEMICALS and all APPARATUS with the latest Improvements adapted for all the Photographic and Daguerreotype processes. Cameras for Developing in the open Country. GLASS BATHS adapted to any Camera. Lenses from the best Makers. Waxed and Iodized Papers, &c.

PHOTOGRAPHY.—XYLO-IODIDE OF SILVER, prepared solely by R. W. THOMAS, has now obtained an European fame; it supersedes the use of all other preparations of Collodion. Witness the subjoined Testimonial.

"122. Regent Street

"Dear Sir,—In answer to your inquiry of this morning, I have no hesitation in saying that your preparation of Collodion is incomparably better and more sensitive than all the advertised Collodio-Iodides, which, for my professional purposes, are quite useless when compared to yours.

"I remain, dear Sir,

"Yours faithfully,

"N. Henneman.

Aug. 30. 1852.

to Mr. R.W. Thomas."

MR. R. W. THOMAS begs most earnestly to caution photographers against purchasing impure chemicals, which are now too frequently sold at very low prices. It is to this cause nearly always that their labours are unattended with success.

Chemicals of absolute purity, especially prepared for this art, may be obtained from R. W. THOMAS, Chemist and Professor of Photography, 10. Pall Mall.

N.B.—The name of Mr. T.'s preparation, Xylo-Iodide of Silver, is made use of by unprincipled persons. To prevent imposition each bottle is stamped with a red label bearing the maker's signature.

KERR & STRANG, Perfumers and Wig-Makers, 124. Leadenhall Street, London, respectfully inform the Nobility and Public that they have invented and brought to the greatest perfection the following leading articles, besides numerous others:—Their Ventilating Natural Curl; Ladies and Gentlemen's PERUKES, either Crops or Full Dress, with Partings and Crowns so natural as to defy detection, and with or without their improved Metallic Springs; Ventilating Fronts, Bandeaux, Borders, Nattes, Bands à la Reine, &c.; also their instantaneous Liquid Hair Dye, the only dye that really answers for all colours, and never fades nor acquires that unnatural red or purple tint common to all other dyes; it is permanent, free of any smell, and perfectly harmless. Any lady or gentleman, sceptical of its effects in dyeing any shade of colour, can have it applied, free of any charge, at KERR & STRANG'S, 124. Leadenhall Street.

Sold in Cases at 7s. 6d., 15s., and 20s. Samples, 3s. 6d., sent to all parts on receipt of Post-office Order or Stamps.

TO ALL WHO HAVE FARMS OR GARDENS.

THE GARDENERS' CHRONICLE AND AGRICULTURAL GAZETTE.

(The Horticultural Part edited by PROF LINDLEY)

Of Saturday, January 29, contains Articles on

Agricultural Commissioners

—— College, Cirencester, Sessional Examination at

—— prize essays

Allamanda neriifolia

Apple trees, to graft

Bee, cure for sting of, by M. Gumprecht

Beet, sugar

Birds, predatory

Bird skins

Butter, to make

Cabbage Weevil (with engraving)

Calendar, horticultural

—— agricultural

Chemical works

Cherry trees, to root-prune

College, Cirencester, Agricultural Sessional Examination at

Copings for walls

Cottages, labourers'

Cucumber, Hunter's

Draining, experience in

Drip, to prevent

Dwyer on Engineering, rev.

Euphorbia jacquiniflora, by Mr. Bennett

Farming, year's experience in, by the Rev. G. Wilkins

Fern, new British

Fertilisation

Floriculture, past and present

Grapes, red Hamburgh, by Mr. Wheeler

Gardeners, emigration of

Gutters, zinc

Henderson's (Messrs.) nursery

Larch, rot in

Lotus of ancients

Manures, town

Melons, Surda, by Lieut. Lowther

Orchids, guano-water for

Pigs, greaves for

Pleuropneumonia, by Mr. Marnell

Poppies, to sow

Potatoes, luminous, by Mr. Grice

Poultry dealers

Rain, fall of

Reviews, miscellaneous

Roses in Derbyshire

Season, mildness of

Shows, reports of the Cornwall and Torquay Poultry

Societies, proceedings of the Linnean

Sugar beet

Truffles

Walls, coping for

Wall trees, badly pruned

Weather in Scotland

Weevil, cabbage (with engraving)

Wheat, system of growing at Lois Weeden

—— culture of

Willow, weeping

Woodland question, by Mr. Bailey Denton

Wool, wood

THE GARDENERS' CHRONICLE and AGRICULTURAL GAZETTE contains, in addition to the above, the Covent Garden, Mark Lane, Smithfield, and Liverpool prices, with returns from the Potato, Hop, Hay, Coal, Timber, Bark, Wool, and Seed Markets, and a complete Newspaper, with a condensed account of all the transactions of the week.

ORDER of any Newsvender. OFFICE for Advertisements, 5. Upper Wellington Street, Covent Garden, London.

PHOTOGRAPHIC PORTRAITS and VIEWS by the Collodion and Waxed-Paper Process. Apparatus, Materials, and Pure Chemical Preparations for the above processes, Superior Iodized Collodion, known by the name of Collodio-iodide or Xylo-iodide of Silver, 9d. per oz. Pyro-gallic Acid, 4s. per drachm. Acetic Acid, suited for Collodion Pictures, 8d. per oz. Crystallizable and perfectly pure, on which the success of the Calotypist so much depends, 1s. per oz. Canson Frères' Negative Paper, 3s.; Positive do., 4s. 6d.; La Croix, 3s.; Turner, 3s. Whatman's Negative and Positive, 3s. per quire. Iodized Waxed Paper, 10s. 6d. per quire. Sensitive Paper ready for the Camera, and warranted to keep from fourteen to twenty days, with directions for use, 11 × 9, 9s. per doz.; Iodized, only 6s. per doz.

GEORGE KNIGHT & SONS (sole Agents for Voightlander & Sons' celebrated Lenses), Foster Lane, London.

TO PHOTOGRAPHERS.—Pure Chemicals, with every requisite for the practice of Photography, according to the instructions of Hunt, Le Gray, Brébisson, &c. &c., may be obtained of WILLIAM BOLTON, Manufacturer of pure chemicals for Photographic and other purposes.

Lists of Prices to be had on application. 146. Holborn Bars.