CLERICAL, MEDICAL, AND GENERAL LIFE ASSURANCE SOCIETY.


Established 1824.


FIVE BONUSES have been declared; at the last in January, 1852, the sum of 131,125l. was added to the Policies, producing a Bonus varying with the different ages from 24½ to 55 per cent. on the Premiums paid during the five years, or from 5l. to 12l. 10s. per cent. on the Sum Assured.

The small share of Profit divisible in future among the Shareholders being now provided for, the ASSURED will hereafter derive all the benefits obtainable from a Mutual Office, WITHOUT ANY LIABILITY OR RISK OF PARTNERSHIP.

POLICIES effected before the 30th June next, will be entitled, at the next Division, to one year's additional share of Profits over later Assurers.

On Assurances for the whole of Life only one half of the Premiums need be paid for the first five years.

INVALID LIVES may be Assured at rates proportioned to the risk.

Claims paid thirty days after proof of death, and all Policies are Indisputable except in cases of fraud.

Tables of Rates and forms of Proposal can be obtained of any of the Society's Agents, or of

GEORGE H. PINCKARD, Resident Secretary.

99. Great Russell Street, Bloomsbury, London.


CITY OF LONDON LIFE ASSURANCE SOCIETY, 2. Royal Exchange Buildings, London.

Subscribed Capital, a Quarter of a Million.

Trustees.

Mr. Commissioner West, Leeds.

The Hon. W. F. Campbell, Stratheden House.

John Thomas, Esq., Bishop's Stortford.

This Society embraces every advantage of existing Life Offices, viz. the Mutual System without its risks or liabilities; the Proprietary, with its security, simplicity, and economy; the Accumulative System, introduced by this Society, uniting life with the convenience of a deposit bank; Self-Protecting Policies, also introduced by this Society, embracing by one policy and one rate of premium a Life Assurance, an Endowment, and a Deferred Annuity. No forfeiture. Loans with commensurate Assurances. Bonus recently declared, 20 per Cent.

EDW. FRED. LEEKS, Secretary.


SPECTACLES.—WM. ACKLAND applies his medical knowledge as a Licentiate of the Apothecaries' Company, London, his theory as a Mathematician, and his practice as a Working Optician, aided by Smee's Optometer, in the selection of spectacles suitable to every derangement of vision, so as to preserve the sight to extreme old age.

ACHROMATIC TELESCOPES, with the New Vetzlar Eye-pieces, as exhibited at the Academy of Sciences in Paris. The Lenses of these Eye-pieces are so constructed that the rays of light fall nearly perpendicular to the surface of the various lenses, by which the aberration is completely removed; and a telescope so fitted gives one-third more magnifying power and light than could be obtained by the old Eye-pieces. Prices of the various sizes on application to

WM. ACKLAND, Optician, 93. Hatton Garden, London.


BENNETT'S MODEL WATCH, as shown at the GREAT EXHIBITION, No. 1. Class X., in Gold and Silver Cases, in five qualities, and adapted to all Climates, may now be had at the MANUFACTORY, 65. CHEAPSIDE. Superior Gold London-made Patent Levers, 17, 15, and 12 guineas. Ditto, in Silver Cases, 8, 6, and 4 guineas. First-rate Geneva Levers, in Gold Cases, 12, 10, and 8 guineas. Ditto, in Silver Cases, 8, 6, and 5 guineas. Superior Lever, with Chronometer Balance, Gold, 27, 23, and 19 guineas. Bennett's Pocket Chronometer, Gold, 50 guineas; Silver, 40 guineas. Every Watch skilfully examined, timed, and its performance guaranteed. Barometers, 2l., 3l., and 4l. Thermometers from 1s. each.

BENNETT, Watch, Clock, and Instrument Maker to the Royal Observatory, the Board of Ordnance, the Admiralty, and the Queen,

65. CHEAPSIDE.


WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.

3. PARLIAMENT STREET, LONDON.

Founded A.D. 1842.

Directors.

H. E. Bicknell, Esq.

W. Cabell, Esq.

T. S. Cocks, Jun. Esq., M. P.

G. H. Drew, Esq.

W. Evans, Esq.

W. Freeman, Esq.

F. Fuller, Esq.

J. H. Goodhart, Esq.

T. Grissell, Esq.

J. Hunt, Esq.

J. A. Lethbridge, Esq.

E. Lucas, Esq.

J. Lys Seager, Esq.

J. B. White, Esq.

J. Carter Wood, Esq.

Trustees.

W. Whateley, Esq., Q.C.; L. C. Humfrey, Esq., Q.C.; George Drew, Esq.

Physician.—William Rich. Basham, M.D.

Bankers.—Messrs. Cocks, Biddulph, and Co., Charing Cross.

VALUABLE PRIVILEGE.

POLICES effected in this Office do not become void through temporary difficulty in paying a Premium, as permission is given upon application to suspend the payment at interest, according to the conditions detailed in the Prospectus.

Specimens of Rates of Premium for Assuring 100l., with a Share in three-fourths of the Profits:—

Age £ s. d.
17 1 14 4
22 1 18 8
27 2 4 5
32 2 10 8
37 2 18 6
42 3 8 2

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions. INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London.