CLERICAL, MEDICAL, AND GENERAL LIFE ASSURANCE SOCIETY.
Established 1824.
FIVE BONUSES have been declared: at the last in January, 1852, the sum of 131,125l. was added to the Policies, producing a Bonus varying with the different ages from 24½ to 55 per cent. on the Premiums paid during the five years, or from 5l. to 12l. 10s. per cent. on the Sum Assured.
The small share of Profit divisible in future among the Shareholders being now provided for, the ASSURED will hereafter derive all the benefits obtainable from a Mutual Office, WITHOUT ANY LIABILITY OR RISK OF PARTNERSHIP.
POLICIES effected before the 30th June next, will be entitled, at the next Division, to one year's additional share of Profits over later Assurers.
On Assurances for the whole of Life only one half of the Premiums need be paid for the first five years.
INVALID LIVES may be Assured at rates proportioned to the risk.
Claims paid thirty days after proof of death, and all Policies are Indisputable except in cases of fraud.
Tables of Rates and forms of Proposal can be obtained of any of the Society's Agents, or of
GEORGE H. PINCKARD, Resident Secretary.
99. Great Russell Street, Bloomsbury, London.
WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.
3. PARLIAMENT STREET, LONDON.
Founded A.D. 1842.
Directors.
H. E. Bicknell, Esq.
W. Cabell, Esq.
T. S. Cocks, Jun. Esq., M. P.
G. H. Drew, Esq.
W. Evans, Esq.
W. Freeman, Esq.
F. Fuller, Esq.
J. H. Goodhart, Esq.
T. Grissell, Esq.
J. Hunt, Esq.
J. A. Lethbridge, Esq.
E. Lucas, Esq.
J. Lys Seager, Esq.
J. B. White, Esq.
J. Carter Wood, Esq.
Trustees.
W. Whateley, Esq., Q.C.; L. C. Humfrey, Esq., Q.C.; George Drew, Esq.
Physician.—William Rich. Basham, M.D.
Bankers.—Messrs. Cocks, Biddulph, and Co., Charing Cross.
VALUABLE PRIVILEGE.
POLICES effected in this Office do not become void through temporary difficulty in paying a Premium, as permission is given upon application to suspend the payment at interest, according to the conditions detailed in the Prospectus.
Specimens of Rates of Premium for Assuring 100l., with a Share in three-fourths of the Profits:—
| Age | £ | s. | d. |
| 17 | 1 | 14 | 4 |
| 22 | 1 | 18 | 8 |
| 27 | 2 | 4 | 5 |
| 32 | 2 | 10 | 8 |
| 37 | 2 | 18 | 6 |
| 42 | 3 | 8 | 2 |
ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.
Now ready, price 10s. 6d., Second Edition, with material additions. INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London.
PURE NERVOUS or MIND COMPLAINTS.—If the readers of Notes & Queries, who suffer from depression of spirits, confusion, headache, blushing, groundless fears, unfitness for business or society, blood to the head, failure of memory, delusions, suicidal thoughts, fear of insanity, &c., will call on, or correspond with, REV. DR. WILLIS MOSELEY, who, out of above 22,000 applicants, knows not fifty uncured who have followed his advice, he will instruct them how to get well, without fee, and will render the same service to the friends of the insane.—At home from 11 to 3.
18. BLOOMSBURY STREET, BEDFORD SQUARE.
UNITED KINGDOM LIFE ASSURANCE COMPANY: established by Act of Parliament in 1834.—8. Waterloo Place, Pall Mall, London.
HONORARY PRESIDENTS.
Earl of Courtown
Earl Leven and Melville
Earl of Norbury
Earl of Stair
Viscount Falkland
Lord Elphinstone
Lord Belhaven and Stenton
Wm. Campbell, Esq., of Tillichewan
LONDON BOARD.
Chairman.—Charles Graham, Esq.
Deputy-Chairman.—Charles Downes, Esq.
H. Blair Avarne, Esq.
E. Lennox Boyd, Esq., F.S.A., Resident.
C. Berwick Curtis, Esq.
William Fairlie, Esq.
D. Q. Henriques, Esq.
J. G. Henriques, Esq.
F. C. Maitland, Esq.
William Railton, Esq.
F. H. Thomson, Esq.
Thomas Thorby, Esq.
MEDICAL OFFICERS.
Physician.—Arthur H. Hassall, Esq., M.D.,
8. Bennett Street, St. James's.
Surgeon.—F. H. Tomson, Esq., 48. Berners Street.
The Bonus added to Policies from March, 1834, to December 31, 1847, is as follows:—
| Sum | Time | Sum added to | Sum | |
| In 1841. | In 1848. | |||
| £ | £ s. d. | £ s. d. | £ s. d. | |
| 5000 | 14 years | 683 6 8 | 787 10 0 | 6470 16 8 |
| * 1000 | 7 years | - | 157 10 0 | 1157 10 0 |
| 500 | 1 year | - | 11 5 0 | 511 5 0 |
* Example.—At the commencement of the year 1841, a person aged thirty took out a Policy for 1000l., the annual payment for which is 24l. 1s. 8d.; in 1847 he had paid in premiums 168l. 11s. 8d.; but the profits being 2¼ per cent. per annum on the sum insured (which is 22l. 10s. per annum for each 1000l.) he had 157l. 10s. added to the Policy, almost as much as the premiums paid.
The Premiums, nevertheless, are on the most moderate scale, and only one-half need be paid for the first five years, when the Insurance is for Life. Every information will be afforded on application to the Resident Director.
HEAL AND SON'S ILLUSTRATED CATALOGUE OF BEDSTEADS, sent free by post. It contains descriptions and prices of upwards of ONE HUNDRED different Bedsteads: also of every description of Bedding, Blankets and Quilts. And their new warerooms contain an extensive assortment of Bed-room Furniture, Furniture Chintzes, Damasks, and Dimities, so as to render their Establishment complete for the general furnishing of Bed-rooms.
HEAL & SON, Bedstead and Bedding Manufacturers, 196. Tottenham Court Road.
TO ALL WHO HAVE FARMS OR GARDENS.
THE GARDENERS' CHRONICLE AND AGRICULTURAL GAZETTE.
(The Horticultural Part edited by PROF. LINDLEY)
Of Saturday, June 18, contains Articles on
Agriculture and steam power
Apples, wearing out of
Books noticed
Bradshaw's Continental Guide
Calendar, horticultural
——, agricultural
Camellia's, to cure sickly
Cartridge, Capt. Norton's
Chiswick exhibition
Coal pits, rev.
Draining swamps
Fences, wire
——, thorn
Fig trees
Fruits, wearing out of
Fuchsias from seed
Gardeners' Benevolent Institution, anniversary of
Grapes, rust in
Hedges, thorn
Horticultural Society's exhibition
Jeffery (Mr.), news from
Law relating to tenant right, rev.
Lycoperdon Proteus
Manure, liquid
——, waste
Moles, to drive away
Norton's, Captain, cartridge
Oregon expedition, news of
Peas, early
Pelargoniums, new
Plants, wearing out of
Poultry show, West Kent
—— books
Puff balls
Rhubarb, monster
—— wine, recipes for making
Royal Botanical Gardens
Seeding, thin
Societies, proceedings of the Agricultural of England, Bath and Oxfordshire Agricultural, Belfast Flax
Steam engines, uses of
Weight of rhubarb
Wheat crop
Wine, recipes for making rhubarb
THE GARDENERS' CHRONICLE and AGRICULTURAL GAZETTE contains, in addition to the above, the Covent Garden, Mark Lane, Smithfield, and Liverpool prices, with returns from the Potato, Hop, Hay, Coal, Timber, Bark, Wool, and Seed Markets, and a complete Newspaper, with a condensed account of all the transactions of the week.
ORDER of any Newsvender. OFFICE for Advertisements, 5. Upper Wellington Street, Covent Garden, London.
Price One Shilling.
LETTRES D'UN ANGLAIS SUR LOUIS NAPOLEON, L'EMPIRE ET LE COUP D'ETAT, translated from the English by Permission of the Author, with Notes by the Editors of the "Courrier de L'Europe."
London: JOSEPH THOMAS, 2. Catherine Street, Strand; and all Booksellers.
THE QUARTERLY REVIEW, No. CLXXXV. ADVERTISEMENTS for the forthcoming Number must be forwarded to the Publisher by the 25th, and BILLS for insertion by the 27th instant.
JOHN MURRAY, Albemarle Street.
The Twenty-eighth Edition.
NEUROTONICS, or the Art of Strengthening the Nerves, containing Remarks on the influence of the Nerves upon the Health of Body and Mind, and the means of Cure for Nervousness, Debility, Melancholy and all Chronic Diseases, by DR. NAPIER, M.D. London: HOULSTON & STONEMAN. Price 4d., or Post Free from the Author for Five Penny Stamps.
"We can conscientiously recommend 'Neurotonics,' by Dr. Napier, to the careful perusal of our invalid readers."—John Bull Newspaper, June 5, 1852.
TO BOOK COLLECTORS, ANTIQUARIES, AND HISTORIANS.
(Forwarded per Post on Receipt of Eighteen Postage Stamps.)