WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.
3. PARLIAMENT STREET, LONDON.
Founded A.D. 1842.
Directors.
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H. E. Bicknell, Esq. T. S. Cocks, Jun. Esq., M.P. G. H. Drew, Esq. W. Evans, Esq. W. Freeman, Esq. F. Fuller, Esq. J. H. Goodhart, Esq. |
T. Grissell, Esq. J. Hunt, Esq. J. A. Lethbridge, Esq. E. Lucas, Esq. J. Lys Seager, Esq. J. B. White, Esq. J. Carter Wood, Esq. |
Trustees.—W. Whateley, Esq., Q.C.; George Drew, Esq., T. Grissell, Esq.
Physician.—William Rich. Basham, M.D.
Bankers.—Messrs. Cocks, Biddulph, and Co., Charing Cross.
VALUABLE PRIVILEGE.
POLICIES effected in this Office do not become void through temporary difficulty in paying a Premium, as permission is given upon application to suspend the payment at interest, according to the conditions detailed in the Prospectus.
Specimens of Rates of Premium for Assuring 100l., with a Share in three-fourths of the Profits:—
| Age | £ | s. | d. | Age | £ | s. | d. |
| 17 | 1 | 14 | 4 | 32 | 2 | 10 | 8 |
| 22 | 1 | 18 | 8 | 37 | 2 | 18 | 6 |
| 27 | 2 | 4 | 5 | 42 | 3 | 8 | 2 |
ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.
Now ready, price 10s. 6d., Second Edition, with material additions, INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London.
SPECTACLES.—WM. ACKLAND applies his medical knowledge as a Licentiate of the Apothecaries' Company, London, his theory as a Mathematician, and his practice as a Working Optician, aided by Smee's Optometer, in the selection of Spectacles suitable to every derangement of vision, so as to preserve the sight to extreme old age.
ACHROMATIC TELESCOPES, with the New Vetzlar Eye-pieces, as exhibited at the Academy of Sciences in Paris. The Lenses of these Eye-pieces are so constructed that the rays of light fall nearly perpendicular to the surface of the various lenses, by which the aberration is completely removed; and with a telescope so fitted gives one-third more magnifying power and light than could be obtained by the old Eye-pieces. Prices of the various sizes on application to
WM. ACKLAND, Optician, 93. Hatton Garden, London.
BENNETT'S MODEL WATCH, as shown at the GREAT EXHIBITION. No. 1. Class X., in Gold and Silver Cases. in five qualities, and adapted to all Climates, may now be had at the MANUFACTORY, 65. CHEAPSIDE. Superior Gold London-made Patent Levers, 17, 15, and 12 guineas. Ditto, in Silver Cases, 8, 6, and 4 guineas. First-rate Geneva Levers, in Gold Cases, 12, 10, and 8 guineas. Ditto, in Silver Cases, 8, 6, and 5 guineas. Superior Lever, with Chronometer Balance, Gold, 27, 23, and 19 guineas. Bennett's Pocket Chronometer, Gold, 50 guineas; Silver, 40 guineas. Every Watch skilfully examined, timed, and its performance guaranteed. Barometers, 2l., 3l., and 4l. Thermometers from 1s. each.
BENNETT, Watch, Clock, and Instrument Maker to the Royal Observatory, the Board of Ordnance, the Admiralty, and the Queen, 65. CHEAPSIDE.
UNITED KINGDOM LIFE ASSURANCE COMPANY: established by Act of Parliament in 1834.—8. Waterloo Place, Pall Mall, London.
HONORARY PRESIDENTS.
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Earl of Courtown Earl Leven and Melville Earl of Norbury Earl of Stair Viscount Falkland |
Lord Elphinstone Lord Belhaven and Stenton Wm. Campbell, Esq., of Tillichewan |
LONDON BOARD.
Chairman.—Charles Graham, Esq.
Deputy-Chairman.—Charles Downes, Esq.
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H. Blair Avarne, Esq. E. Lennox Boyd, Esq., F.S.A., Resident. C. Berwick Curtis, Esq. William Fairlie, Esq. D. Q. Henriques, Esq. |
J. G. Henriques, Esq. F. C. Maitland, Esq. William Railton, Esq. F. H. Thomson, Esq. Thomas Thorby, Esq. |
MEDICAL OFFICERS.
Physician.—Arthur H. Hassall, Esq., M.D., 8. Bennett Street, St. James's.
Surgeon.—F. H. Tomson, Esq., 48. Berners Street.
The Bonus added to Policies from March, 1834, to December 31, 1847, is as follows:—
Sum | Time | Sum added to | Sum | |
In 1841. | In 1848. | |||
£ | £ s. d. | £ s. d. | £ s. d. | |
5000 | 14 years | 683 6 8 | 787 10 0 | 6470 16 8 |
* 1000 | 7 years | — | 157 10 0 | 1157 10 0 |
500 | 1 year | — | 11 5 0 | 511 5 0 |
* Example.—At the commencement of the year 1841, a person aged thirty took out a Policy for 1000l., the annual payment for which is 24l. 1s. 8d.; in 1847 he had paid in premiums 168l. 11s. 8d.; but the profits being 2¼ per cent. per annum on the sum insured (which is 22l. 10s. per annum for each 1000l.) he had 157l. 10s. added to the Policy, almost as much as the premiums paid.
The Premiums, nevertheless, are on the most moderate scale, and only one-half need be paid for the first five years, when the Insurance is for Life. Every information will be afforded on application to the Resident Director.