WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.

3. PARLIAMENT STREET, LONDON.

Founded A.D. 1842.


Directors.

H. E. Bicknell, Esq.

T. S. Cocks, Jun. Esq., M. P.

G. H. Drew, Esq.

W. Evans, Esq.

W. Freeman, Esq.

F. Fuller, Esq.

J. H. Goodhart, Esq.

T. Grissell, Esq.

J. Hunt, Esq.

J. A. Lethbridge, Esq.

E. Lucas, Esq.

J. Lys Seager, Esq.

J. B. White, Esq.

J. Carter Wood, Esq.

Trustees.—W. Whateley, Esq., Q.C.; George Drew, Esq., T. Grissell, Esq.

Physician.—William Rich. Basham, M.D.

Bankers.—Messrs. Cocks, Biddulph, and Co., Charing Cross.

VALUABLE PRIVILEGE.

POLICIES effected in this Office do not become void through temporary difficulty in paying a Premium, as permission is given upon application to suspend the payment at interest, according to the conditions detailed in the Prospectus.

Specimens of Rates of Premium for Assuring 100l., with a Share in three-fourths of the Profits:—

Age £ s. d.
17 1 14 4
22 1 18 8
27 2 4 5
32 2 10 8
37 2 18 6
42 3 8 2

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions. INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London.


POLICY HOLDERS in other COMPANIES, and intending Assurers generally, are invited to examine the Rates, Principles, and Progress of the SCOTTISH PROVIDENT INSTITUTION, the only Society in which the Advantages of Mutual Assurance can be secured by moderate Premiums. Established 1837. Number of Policies issued 6,400, assuring upwards of Two and a Half Millions.

Full Reports and every Information had (Free) on Application.

*** Policies are now issued Free of Stamp Duty; and attention is invited to the circumstance that Premiums payable for Life Assurance are now allowed as a Deduction from Income in the Returns for Income Tax.

GEORGE GRANT. Resident Sec.

London Branch, 12. Moorgate Street.


BENNETT'S MODEL WATCH as shown at the GREAT EXHIBITION No. 1. Class X., in Gold and Silver Cases. In five qualities, and adapted to all climates, may now be had at the MANUFACTORY, 65. CHEAPSIDE. Superior Gold London-made Patent Levers, 17, 15, and 12 guineas. Ditto, in Silver Cases. 8, 6, and 4 guineas. First-rate Geneva Levers, in Gold Cases, 12, 10, and 8 guineas. Ditto, in Silver Cases, 8, 6, and 5 guineas. Superior lever, with Chronometer Balance, Gold, 27, 23 and 19 guineas. Bennett's Pocket Chronometer, Gold, 50 guineas; Silver, 40 guineas. Every Watch skilfully examined, timed, and its performance guaranteed. Barometers, 2l., 3l., and 4l. Thermometers from 1s. each.

BENNETT, Watch, Clock, and Instrument Maker to the Royal Observatory, the Board of Ordnance, the Admiralty, and the Queen,

65. CHEAPSIDE.


XYLO-IODIDE OF SILVER, exclusively used at all the Photographic Establishments.—The superiority of this preparation is now universally acknowledged. Testimonials from the best Photographers and principal scientific men of the day, warrant the assertion, that hitherto no preparation has been discovered which produces uniformly such perfect pictures, combined with the greatest rapidity of action. In all cases where a quantity is required, the two solutions may be had at Wholesale price in separate Bottles, in which state it may be kept for years, and exported to any Climate. Full instructions for use.

Caution.—Each Bottle is Stamped with a Red Label bearing my name, RICHARD W. THOMAS, Chemist, 10. Pall Mall, to counterfeit which is felony.

CYANOGEN SOAP: for removing all kinds of Photographic Stains. Beware of purchasing spurious and worthless imitations of this valuable detergent. The Genuine is made only by the Inventor, and is secured with a Red Label bearing this Signature and Address, RICHARD W. THOMAS, CHEMIST, 10. PALL MALL, Manufacturer of Pure Photographic Chemicals: and may be procured of all respectable Chemists, in Pots at 1s., 2s., and 3s. 6d. each, through MESSRS. EDWARDS, 67. St. Paul's Churchyard; and MESSRS. BARCLAY & CO., 95. Farringdon Street, Wholesale Agents.


PHOTOGRAPHIC CAMERAS.—OTTEWILL'S REGISTERED DOUBLE-BODIED FOLDING CAMERA, is superior to every other form of Camera, for the Photographic Tourist, from its capability of Elongation or Contraction to any Focal Adjustment, its Portability, and its adaptation for taking either Views or Portraits.—The Trade supplied.

Every Description of Camera, or Slides, Tripod Stands, Printing Frames, &c. may be obtained at his MANUFACTORY, Charlotte Terrace, Barnsbury Road, Islington.

New Inventions, Models, &c., made to order or from Drawings.


PHOTOGRAPHIC INSTITUTION.—An EXHIBITION of PICTURES, by the most celebrated French, Italian and English Photographers embracing Views of the principal Countries and Cities of Europe, is now OPEN. Admission 6d. A Portrait taken by MR. TALBOT'S Patent Process, One Guinea; Three extra Copies for 10s.

PHOTOGRAPHIC INSTITUTION,

168. NEW BOND STREET.


PHOTOGRAPHY.—HORNE & CO.'S Iodized Collodion, for obtaining Instantaneous Views, and Portraits in from three to thirty seconds, according to light.

Portraits obtained by the above, for delivery of detail rival the choicest Daguerreotypes, specimens of which may be seen at their Establishment.

Also every description of Apparatus Chemicals, &c. &c. used in this beautiful Art.—123. and 121. Newgate Street.


IMPROVEMENT IN COLLODION.—J. B. HOCKIN & CO., Chemists, 289. Strand, have, by an improved mode of Iodizing, succeeded in producing Collodion equal, they may say superior. In sensitiveness and density of Negative, to any other hitherto published; without diminishing the keeping properties and appreciation of half tint for which their manufacture has been esteemed.

Apparatus, pure Chemicals, and all the requirements for the practice of Photography. Instruction in the Art.


W. H. HART, RECORD AGENT and LEGAL ANTIQUARIAN (who is in the possession of Indices to many of the early Public Records whereby his Inquiries are greatly facilitated) begs to inform Authors and Gentlemen engaged in Antiquarian or Literary Pursuits, that he is prepared to undertake searches among the Public Records, MSS. in the British Museum, Ancient Wills, or other Depositories of a similar Nature, in any Branch of Literature, History, Topography, Geology or the like, and in which he has had considerable experience.

1. ALBERT TERRACE, NEW CROSS,

HATCHAM, SURREY.


Just published, price 1s.

THE STEREOSCOPE,

Considered in relation to the Philosophy of Binocular Vision. An Essay, by C. MANSFIELD INGLEBY, M.A., of Trinity College, Cambridge.

London: WALTON & MABERLEY, Upper Gower Street, and Ivy Lane, Paternoster Row. Cambridge: J. DEIGHTON.

Also, by the same Author, price 1s.,

REMARKS on some of Sir William Hamilton's Notes on the Works of Dr. Thomas Reid.

"Nothing in my opinion can be more congenial than your refutation of M. Jobert."—Sir W. Hamilton.

London: JOHN W. PARKER, West Strand. Cambridge: E. JOHNSON. Birmingham: H. C. LANGBRIDGE.


DAGUERREOTYPE MATERIALS.—Plates, Cases, Passepartouts. Best and Cheapest. To be had in great variety at

McMILLAN'S Wholesale Depot, 132. Fleet Street.

Price List Gratis.


ALLEN'S ILLUSTRATED CATALOGUE, containing Size, Price and Description of upwards of 100 articles, consisting of

PORTMANTEAUS, TRAVELLING-BAGS, Ladies' Portmanteaus, DESPATCH-BOXES, WRITING-DESKS, DRESSING-CASES, and other travel requisites, Gratis on application, or sent free by post on receipt of Two Stamps.

MESSRS. ALLEN'S registered Despatch-box and Writing-desk, their Travelling-bag with the opening as large as the bag, and the new Portmanteau containing four compartments, are undoubtedly the best articles of the kind ever produced.

J. W. & T. ALLEN, 18. & 22. West Strand.


AMUSEMENT FOR LONG EVENINGS, by means of STATHAM'S Chemical Cabinets and Portable Laboratories, 5s. 6d., 7s. 6d., 10s. 6d., 21s., 31s. 6d., 42s., 63s., and upwards. Book of Experiments. 6d. "Illustrated Descriptive Catalogue" forwarded Free for Stamp.

WILLIAM E. STATHAM, Operative Chemist, 29c. Rotherfield Street, Islington London, and of Chemists and Opticians everywhere.


SPECTACLES.— Every Description of SPECTACLES and EYEGLASSES for the Assistance of Vision, adapted by means of Smee's Optometer: that being the only correct method of determining the exact focus of the Lenses required, and of preventing injury to the sight by the use of improper Glasses.

BLAND & LONG Opticians, 153. Fleet

Street, London.


Now ready, royal 12mo., pp. 430, with a Plan showing the localities of the London Libraries, and ground plan of the Libraries in the British Museum, cloth, 3s.