WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY.

3. PARLIAMENT STREET, LONDON.

Founded A.D. 1842.


Directors.

H. E. Bicknell, Esq.
T. S. Cocks, Jun. Esq., M.P.
G. H. Drew, Esq.
W. Evans, Esq.
W. Freeman, Esq.
F. Fuller, Esq.
J. H. Goodhart, Esq.
T. Grissell, Esq.
J. Hunt, Esq.
J. A. Lethbridge, Esq.
E. Lucas, Esq.
J. Lys Seager, Esq.
J. B. White, Esq.
J. Carter Wood, Esq.

Trustees.—W. Whateley, Esq., Q.C.; George Drew, Esq., T. Grissell, Esq.
Physician.—William Rich. Basham, M.D.
Bankers.—Messrs. Cocks, Biddulph, and Co., Charing Cross.

VALUABLE PRIVILEGE.

POLICIES effected in this Office do not become void through temporary difficulty in paying a Premium, as permission is given upon application to suspend the payment at interest, according to the conditions detailed in the Prospectus.

Specimens of Rates of Premium for Assuring 100l., with a Share in three-fourths of the Profits:—

Age£s.d.Age£s.d.
171144 322108
221188 372186
27245 42382

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions, INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London.


Solicitors' & General Life Assurance Society,

52. CHANCERY LANE, LONDON.


Subscribed Capital, ONE MILLION.


THIS SOCIETY PRESENTS THE FOLLOWING ADVANTAGES:

The Security of a Subscribed Capital of ONE MILLION.

Exemption of the Assured from all Liability.

Premiums affording particular advantages to Young Lives.

Participating and Non-Participating Premiums.

In the former EIGHTY PER CENT. or FOUR-FIFTHS of the Profits are divided amongst the Assured Triennially, either by way of addition to the sum assured, or in diminution of Premium, at their option.

No deduction is made from the four-fifths of the profits for Interest on Capital, for a Guarantee Fund, or on any other account.

POLICIES FREE OF STAMP DUTY and INDISPUTABLE, except in case of fraud.

At the General Meeting, on the 31st May last, A BONUS was declared of nearly Two Per Cent. per annum on the amount assured, or at the rate of from THIRTY to upwards of SIXTY per cent. on the Premiums paid.

Policies share in the Profits, even if ONE PREMIUM ONLY has been paid.

Next DIVISION OF PROFITS in 1856.

The Directors meet on Thursdays at 2 o'Clock. Assurances may be effected by applying on any other day, between the hours of 10 and 4, at the Office of the Society, where prospectuses and all other requisite information can be obtained.

CHARLES JOHN GILL, Secretary.


XYLO-IODIDE OF SILVER, exclusively used at all the Photographic Establishments.—The superiority of this preparation is now universally acknowledged. Testimonials from the best Photographers and principal scientific men of the day, warrant the assertion, that hitherto no preparation has been discovered which produces uniformly such perfect pictures, combined with the greatest rapidity of action. In all cases where a quantity is required, the two solutions may be had at Wholesale price in separate Bottles, in which state it may be kept for years, and Exported to any Climate. Full instructions for use.

Caution.— Each Bottle is Stamped with a Red Label bearing my name, RICHARD W. THOMAS, Chemist, 10. Pall Mall, to counterfeit which is felony.

CYANOGEN SOAP: for removing all kinds of Photographic Stains. The Genuine is made only by the Inventor, and is secured with a Red Label bearing this Signature and Address, RICHARD W. THOMAS, CHEMIST, 10. PALL MALL, Manufacturer of Pure Photographic Chemicals: and may be procured of all respectable Chemists, in Pots at 1s., 2s., and 3s. 6d.. each, through MESSRS. EDWARDS, 67. St. Paul's Churchyard; and MESSRS. BARCLAY & CO., 95. Farringdon Street, Wholesale Agents.


POLICY HOLDERS in other COMPANIES and intending Assurers generally, are invited to examine the Rates, Principles, and Progress of the SCOTTISH PROVIDENT INSTITUTION, the only Society in which the Advantages of Mutual Assurance can be secured by moderate Premiums. Established 1837. Number of Policies issued 6,400, assuring upwards of Two and a Half Millions.

Full Reports and every Information had (Free) on Application.

*** Policies are now issued Free of Stamp Duty; and attention is invited to the circumstance that Premiums payable for Life Assurance are now allowed as a Deduction from Income in the Returns for Income Tax.

GEORGE GRANT. Resident Sec. London Branch, 12. Moorgate Street.


PHOTOGRAPHY.—HORNE & CO.'S Iodized Collodion, for obtaining Instantaneous Views, and Portraits in from three to thirty seconds, according to light.

Portraits obtained by the above, for delicacy of detail rival the choicest Daguerreotypes, specimens of which may be seen at their Establishment.

Also every description of Apparatus, Chemicals, &c. &c. used in this beautiful Art.—123. and 121. Newgate Street.


ALLEN'S ILLUSTRATED CATALOGUE, containing Size, Price, and Description of upwards of 100 articles, consisting of PORTMANTEAUS, TRAVELLING-BAGS, Ladies' Portmanteaus, DESPATCH-BOXES, WRITING-DESKS, DRESSING-CASES, and other travelling requisites. Gratis on application, or sent free by Post on receipt of Two Stamps.

MESSRS. ALLEN'S registered Despatch-box and Writing-desk, their Travelling-bag with the opening as large as the bag, and the new Portmanteau containing four compartments, are undoubtedly the best articles of the kind ever produced.

J. W. & T. ALLEN, 18. & 22. West Strand.


BENNETT'S MODEL WATCH, as shown at the GREAT EXHIBITION. No. 1. Class X., in Gold and Silver Cases, in five qualities, and adapted to all Climates, may now be had at the MANUFACTORY, 65. CHEAPSIDE. Superior Gold London-made Patent Levers, 17, 15, and 12 guineas. Ditto, in Silver Cases, 8, 6, and 4 guineas. First-rate Geneva Levers, in Gold Cases, 12, 10, and 8 Guineas. Ditto, in Silver Cases, 8, 6, and 5 guineas. Superior Lever, with Chronometer Balance, Gold, 27, 23, and 19 guineas. Bennett's Pocket Chronometer, Gold, 50 guineas; Silver, 40 guineas. Every Watch skilfully examined, timed, and its performance guaranteed. Barometers, 2l., 3l., and 4l. Thermometers from 1s. each

BENNETT, Watch, Clock, and Instrument Maker to the Royal Observatory, the Board of Ordnance, the Admiralty, and the Queen,
65. CHEAPSIDE.


PHOTOGRAPHY.

A COMPLETE SET OF APPARATUS for 4l. 4s., containing an Expanding Camera, with warranted Double Achromatic Adjusting Lenses, a Portable Stand, Pressure Frame, Levelling Stand, and Baths, complete.

PORTRAIT LENSES of double Achromatic combination, from 1l. 12s. 6d.

LANDSCAPE LENSES, with Rack Adjustment, from 25s.

A GUIDE to the Practice of this interesting Art, 1s., by post free, 1s. 6d.

French Polished MAHOGANY STEREOSCOPES, from 10s. 6d. A large assortment of STEREOSCOPIC PICTURES for the same in Daguerreotype, Calotype, or Albumen, at equally low prices.

ACHROMATIC MICROSCOPES.

Beautifully finished ACHROMATIC MICROSCOPE, with all the latest improvement and apparatus, complete from 3l. 15s., at

C. BAKER'S. Optical and Mathematical Instrument Warehouse, 264. High Holborn (opposite Day & Martin's).


PHOTOGRAPHIC INSTITUTION.—An EXHIBITION of PICTURES, by the most celebrated French, Italian, and English Photographers, embracing Views of the principal Countries and Cities of Europe, is now OPEN. Admission 6d. A Portrait taken by MR. TALBOT'S Patent Process, One Guinea; Three extra Copies for 10s.

PHOTOGRAPHIC INSTITUTION, 168. NEW BOND STREET.


PHOTOGRAPHIC CAMERAS.—OTTEWILL'S REGISTERED DOUBLE-BODIED FOLDING CAMERA, is superior to every other form of Camera, for the Photographic Tourist, from its capability of Elongation or Contraction to any Focal Adjustment, its Portability, and its adaptation for taking either Views or Portraits.—The Trade supplied.

Every Description of Camera, or Slides, Tripod Stands, Printing Frames, &c., may be obtained at his MANUFACTORY. Charlotte Terrace, Barnsbury Road, Islington.

New Inventions, Models, &c., made to order or from Drawings.


IMPROVEMENT IN COLLODION.—J. B. HOCKIN & CO., Chemists, 289. Strand, have, by an improved mode of Iodizing, succeeded in producing a Collodion equal, they may say superior, in sensitiveness and density of Negative, to any other hitherto published; without diminishing the keeping properties and appreciation of half tint for which their manufacture has been esteemed.

Apparatus, pure Chemicals, and all the requirements for the practice of Photography. Instruction in the Art.

THE COLLODION AND POSITIVE PAPER PROCESS. By J. B. HOCKIN. Price 1s., per Post, 1s. 2d.