Transcriber’s Notes:
Obvious printer’s punctuation errors and omissions have been corrected. Ditto marks have been replaced with the text they represent to facilitate eBook alignment. Inconsistent hyphenation has been retained due to the multiplicity of authors. Period spellings have been retained.
Changed “larcency” to “larceny” on page 341. ([eight for grand larceny])
Changed “stragetic” to “strategic” on page 356. ([suited to become strategic])
Changed “anuual” to “annual” on page 360. ([yield an annual income])
The [advertisement for the Christian Herald] has been significantly re-arranged to retain the connection between the portraits of Dr. Talmage and Rev. Spurgeon and the text describing their contributions, regardless of screen shape and size.