Banking

by William Amasa Scott

INDEX

"Acceptance" credit and lines, [103]
Accommodation loans, [12], [13]
Accounts overdrawn, [16]
Agriculture, capital for, [168];
individualism in, [168]
Assets, prior lien on, [56];
special, [57]
Balances, [16], [17], [23], [28]
Banche Populari, [162]
Bank of England, [104-111]
Bank reserves, [35-40]
Bank of France, [111-119]
Banker's banks, [9];
bills, [33], [34];
most valuable assets, [61];
making loans, [86]
Banking, act, [54], [78];
adequacy and economy of service, [62], [66];
branch, [64], [65];
business, [9];
commercial, nature and operation of, [11-67];
commercial in the United States, [68-100];
commercial in other countries, [101-135];
Canadian, [126-135];
defects and reforms in banking systems, [97-100];
English, [104-111];
French, [111-119];
functions in single institutions, [144];
German, [119-126];
incorporation, [66];
investment, [136-170];
Kansas "blue sky laws," [146];
problems of commercial, [35];
reserve, [78];
services rendered by, [1-3];
Wisconsin regulations, [146];
local, [62], [63]
Bank notes, see [notes]
Banks, bond houses, [6];
Canadian, [126-135];
central of Europe, [101];
central reserve, [78];
classified, [6];
classification of national, [54];
collections, [22];
commercial, [6], [7];
cooperative, [139];
correspondent, [24], [25];
England, bank of, [104-111];
European land banks, [147-163];
European central, [9];
federal, [8];
federal reserve, [98-100];
France, bank of, [111-119];
French land, [160-163];
functions of, [4];
German Imperial, [119-123];
German land, [147-163];
incorporated, [7];
inspection of, [59];
interest charges, [14];
investment, [6], [7];
Italian land, [160-163];
joint stock, [7];
land, [6];
loan-making, [86];
municipal, [139];
national, [8], [70-75];
note issue privileges, [37], [38];
of issue, [20], [21];
postal saving, [139];
private, [7];
protection against unsound practices of, [46-62];
real estate, [6], [52];
savings, [6], [136-141];
services rendered by, [1-3];
state, [9], [68-70];
supply currency, [22];
trustee, [139]
Berlin stock exchange, [165]
Bills of exchange, [12], [17];
documented, [42]
"Blue sky laws" of Kansas, [146]
Bond houses, [144-147]
Bonds, government, [96], [97];
mortgage, [148], [150], [169]
Bonds and stocks, not liquid securities, [53]
Book accounts, [12]
Branch banking, [62], [64], [65]
Bullion, [81], [82];
in Canada, [132];
in England, [105];
in France, [113];
in Germany, [122]
Buying and selling on time, [11], [12]
Cables in foreign exchange, [33]
Canadian banking system, [126-135]
Capital and surplus requirements for banks, [46-48];
stock, [47], [48]
Cash, supply of, [35-40];
demands on banks, [55];
resources, [29]
Casse Rurali, [162]
Central banks of Europe, [8], [9], [65], [101];
England, [104-111];
France, [111-119];
German, [119-123]
Charters, [8];
special, [66], [67]
Checking accounts, [15], [20], [21], [24], [35]
Checks, [15], [16], [21-24];
abroad, [36]
Chicago, clearing center, [24];
central reserve banks, [78]
Clearing house, [22-24];
center in New York, [80]
Coin, [21];
and bank reserves, [38];
in England, [109];
in France, [117];
in Germany, [121], [122];
standard and subsidiary, [21];
supply, [40]
Collections, [22], [25]
Commercial banking, collections, [22];
currency, [21], [22];
domestic exchange, [25];
nature and operations of, [11-67];
other countries, [101-135];
problems of, [35];
promissory notes, [19];
protection against unsound practices of, [46-62];
savings accounts, [44];
in the United States, [68-100]
Commercial paper, [11-14];
discount of, [14], [15], [17];
and investment paper, [41], [42];
liquid security, [53];
market for, [100]
Competition in banking, [83]
Comptoir d'Escompte de Paris, [115], [116]
Conflict of functions and laws, [82]

Cooperative banks, [139]
Correspondent banks, [24], [25]
Credit "acceptance" line, [103];
balance, [16], [18-20], [23], [25];
cooperation in, [166-168];
department in banks, [43], [86];
inflation of, [87];
"line" of, [16], [85], [86];
subsidies, state, county, and municipal, [169];
system, [11-13]
Credits, forced liquidation of, [49]
Crédit Agricole, [162];
Foncier, [113];
Industrielle et Commercial, [115], [116];
Lyonnais, [115], [116]
Crisis, commercial, [19], [31], [88]
Currency, [21], [22];
lack of elasticity, [95-97]
Debt paying, [13], [14]
Debits, [15-18]
Demand in foreign exchange, [33], [34]
Deposits, [2-4]
Depositors, mutual insurance of, [60-62]
Discount, defined, [14];
loans and discounts, selection of, [40-43];
loans and rates, [44];
operation of, [13];
rate, Canadian, [128], [129];
bank of England, [108];
bank of France, [113];
reserve system, [95], [97];
stopped, [30]
Discounted paper, [14], [15], [17-19], [55]
Documented bill of exchange, [42]
Domestic exchange, [25]
Drafts, [16], [27], [28];
foreign payments, [31]
England, bank of, [9], [104-111];
banking system, [104-111];
foreign and colonial, [108];
joint stock banks, [106];
metropolitan, [107];
private, [108];
provincial, [107];
reserve system, [108]
Europe, commercial banking in, [101-126];
central banks of, [101-126];
land banks, [147-163]
European investment banking machinery, [166]
Exchange operations, [11-13];
checks, [22-24];
domestic, [25-31];
foreign, [31-34]
Federal Reserve Banks, [98-100];
Federal Reserve Board, [99], [100]
Foncier Algierienne, [162]
Foreign exchange, [31-34];
par of, [31], [32];
classes of bills used, [33]
France, bank of, [9], [111-115]
French banking system, [111-119]

German banking system, [119-126];
hypothekenaktienbanken, [151], [152];
investment banking machinery, [166];
land and mortgage banks, [147-161];
landschaften, [147-149];
Schulze-Delitzsch, [153-162];
Raiffeisen, [156-162]
Germany, bank of, [9], [119-123]
Gold element of currency, [5], [96];
points, [32], [33];
and silver coin in England, [105], [106];
in France, [113];
Canada, [133]
Incorporation, [7];
should be required, [66]
Independent treasury system, [75-78]
Inflation, [49-53], [56-59];
of credit, [87]
Inspection of banks, [59], [60]
Insurance, mutual of depositors, [60], [62]
Investment, banking, [136-170];
commercial paper, [41], [42];
confined to liquid securities, [52];
defects in machinery, [166];
improvement of machinery, [170];
paper, [18], [35], [41], [55];
of surplus funds, [3]
Italy, land banks, [162], [163]
Joint-stock mortgage banks, [169];
English joint-stock banks, [106];
German, [151-159]
Kansas "blue sky laws," [146]
Land banks, [147-163]
Letters of credit, [21]
"Line" of credit, [16], [85], [86]
Liquidation, forced, [19], [88];
of credits, [49], [50];
protection against, [52]
Liquid securities, [53]
Loan operations, [85-88]
Loans, [2], [3], [15], [86];
and discounts, selection of, [40-43];
Canadian system, [128], [129];
fluctuations, [97];
German land bank, [147-162];
in the interest of big business, [167];
limits to, [52], [55];
long-term, [2];
pernicious practice of national banks, [83];
and reserve system, [95];
short term, [2]
Local banking, [62], [63]
London stock exchange, [165]
Mints, [5]
Monetary commission, [97], [98]
Money of the United States, [95]

Mortgage banks, [169];
France, [160-162];
Germany, [148-163];
Italy, [162];
mortgage bonds, [169];
mortgage loans, long period, [167]
Municipal banks, [139]
National banks, [8], [9], [54], [70-75], [80], [82];
federal reserve, [98], [99];
money in vaults, [91];
notes, [96];
pernicious loan practices, [83];
subscribed to federal reserve banks, [98]
National Reserve Association, [98]
New York City, assay office, [81];
central reserve bank, [78];
clearing center, [24], [80], [81];
stock exchange, [81], [82], [92], [165]
Notes, bank, [19-21];
central banks of Europe and supply of, [102];
Canadian, [126-133];
bank of England, [105];
of France, [117], [118];
of Germany, [121];
issue of, [19-21];
issue privileges, [37], [38];
government, [39];
limitation of issue, [58];
promissory notes, [43];
regulations regarding, [52];
safeguarding issue, [56];
volume of United States, [96]
Oklahoma, mutual insurance plan, [60]
Overdrafts, [16]
"Panicky" conditions and feeling, [94], [95], [97]
Par of exchange, [31], [32]
Paris stock exchange, [165]
Passbook, [15], [16]
Postal savings banks, [139], [141]
Promissory notes, [12], [14], [19-22], [43]
Prior lien, on assets, [56], [58]
Protection against unsound practices of banks, [46-52]; [59-61]
Publicity, a safeguard, [59]
Rate of discount, law in France, [118];
of exchange, [26], [27]
Rates, [44-46];
raising on loans and discounts, [29]
Real estate and banks, [52]
Reserve banks, Federal, [98-100];
central reserve, [78];
cities, [24], [78]
Reserves, administration of funds, [100];
bank, [35];
English system, [108-110];
in national banks, [73];
operations of system, [91-94];
regulations regarding, [52], [54];
secondary, [35-40];
in state banks, [69];
in country banks, [73]

Safety, in savings banks, [140];
fund, [56], [57]
Savings banks, [6], [9];
defined, [139]
Saving and saving institutions, [136-141]
Secretary of the Treasury and surplus funds, [88-90]
Securities, dealings in the stock exchange, [163], [164]
Security, liquid, [53]
Silver dollars, [96]
Sixty-day bills in foreign exchange, [33], [34]
Société Algerienne, [114]
Société Generale, [115], [116]
State banks, [9], [68-70], [79], [82];
and Federal reserve, [99]
St. Louis, central reserve bank, [78];
clearing center, [24]
Stock exchanges, [163-166]
Stockholders, liability of, [46-48]
Surplus, [17], [47]
Trade or mercantile bills, [34]
Treasury of the United States, [75-78];
operations, [88-90]
Trust companies, [9], [141-144]
Trustee banks, [139]
United States, notes, volume of, [96];
subtreasury, [80], [81];
treasury, [75-78]
Units of value and foreign exchange, [31]
Vouchers, [23]
Wisconsin, regulation laws, [146]

---