"Well, I was practically certain that I had seen one in the Zoo, in the reptile house, but I have just learnt that it is my lucky month stone. Naturally I want to get one."

The coffee came and we settled down to commerce.

"I was just going to ask you," said my solicitor—"have you any money lying idle at the bank? Because if so—"

"Whatever else it is doing, it isn't lying idle," I protested. "I was at the bank to-day, and there were men chivying it about with shovels all the time."

"Well, how much have you got?"

"About fifty pounds."

"It ought to be more than that."

"That's what I say, but you know what banks are. Actual merit counts for nothing with them."

"Well, what did you want to do with it?"

"Exactly. That was why I rang you up. I—er—" This was really my moment, but somehow I was not quite ready to seize it. My vast commercial enterprise still lacked a few trifling details. "Er—I—well, it's like that."