"But that isn't all, I know! I've heard you talk about railroad dividends, and such things."

"Oh! what does the Western Road pay this time?" asked his wife.

"I've had to sell out my stock there."

"And where's the money, father?" asked Faith.

"Gone to pay debts, child," was the answer.

Mrs. Gartney said nothing, but she looked very grave. Her husband surmised, perhaps, that she would go on to imagine worse than had really happened, and so added, presently:

"I haven't been obliged to sell all my railroad stocks, wifey. I held on to some. There's the New York Central all safe; and the Michigan Central, too. That wouldn't have sold so well, to be sure, just when I was wanting the money; but things are looking better, now."

"Father," said Faithie, with her most coaxing little smile, "please just take this bit of paper and pencil, and set down these stocks and things, will you?"

The little smile worked its way; and half in idleness, half in acquiescence, Mr. Gartney took the pencil and noted down a short list of items.

"It's very little, Faith, you see." They ran thus: