"Fact, sir, 'shure you," replied he of the City, when the butler came up behind his chair and in an audible voice said: "I beg pardon, sir, but there's a man downstairs who says you told him to call—says you promised him a sovereign for catching your horse when you turned it over the stile."

It may have been rude, but the guilty look of Simpson and the utter ludicrousness of the whole affair was too much, and everybody, including the Colonel, fairly shrieked with laughter, during which Mr. Simpson bowed himself out to see about this "tale of the sovereign," as he called it.

Later on the butler appeared a second time, bearing in his hand a yellow envelope, which he handed to Jack.

Opening it carelessly he read: "As agents to John Sandford, acquaint you of his death. Yourself left sole heir. Telegraph instructions. Money and securities, eighty thousand. Three large tea estates, besides other property. Letter follows.—Kirkman and Co., Calcutta."

I am afraid Jack's face did not express great sorrow for his deceased uncle. Indeed, as he glanced across at Milly, a great look of joy came into his eyes, and after dinner he found an opportunity to ask her a question, receiving a very different answer to that vouchsafed to Mr. Simpson.

Christmas morning he interviewed "papa in the study" without fear of the butler, and that evening the Colonel, with tears in his eyes, made a long speech, wherein he gave his daughter to his favourite nephew, with solemn injunctions to take care of her.

Jack, in returning thanks, said he would do his best to see that she did not break her neck; he had already had a turn he should never forget; but as it was somewhat instrumental in helping him to gain Milly, he begged to propose the health of The Hog-backed Stile.

Simpson, when he saw the game was lost, turned out a much better fellow than anyone gave him credit for, and Milly found on her table a pearl necklace and a card, on which was written: "With T. Simpson's best wishes and apologies for rudeness."

Now, whenever he meets Jack and his wife, he tells them that the lesson he got at Belton taught him that money and bluster were not everything in this merry world of ours.

THE END.