"No time like the present," suggested little Nelly, with a smile.

"Not to-day, I say; I'm not in the humour; I've no fancy for a tumble on the floor."

"Have you a fancy, then, to go with me to Mr. Arithmetic's, to get grates for our little fireplaces?"

"That's where Dick cut his finger yesterday?"

"Yes; poor Dick!" exclaimed Nelly; "but we won't go so near to the machines."

"I'll keep at arms' length from all problems," cried Lubin. "Well, if you are going to the ironmonger's shop, we may just as well go together. Is Dick to be of the party?"

"No," replied Nelly; "yesterday's mishap had made him rather dislike Arithmetic, though the accident did not happen in his part of the building. But I hope that Matty will come; I was just going to invite her."

Casting one more vexed glance at the great dunce on his wall, Lubin sallied forth from his cottage with Nelly. As they crossed over the little green space to Matty's door, they heard such a jabber of voices within her cottage, that one might have thought that the little dwelling was full of chattering magpies.

In the parlour appeared Matty on her knees, examining with eager praises the contents of a large box of millinery open before her; while, talking so fast that she could hardly be understood, a curious creature stood beside her, whose dress, manner, and appearance, amazed both Lubin and Nelly.

The stranger was by nature very small and mean in appearance; but she had puffed out her dress with crinoline and hoops to a size so immense, that she half filled up Matty's little parlour, and it was hard to imagine how she had contrived to squeeze herself through the doorway. She had seven very full flounces, each of a different colour, adorned with flowers and beads. Her waist had been pulled in very tightly indeed, till it resembled that of a wasp; and a quantity of gaudy jewellery shone on her neck and arms. But the head-dress of Miss Folly—for this was she—was still more peculiar than her figure. An immense plume of peacock's feathers stuck upright in her frizzled red hair, which was all drawn back from her forehead, to show as much as possible of her face. Her great goggle eyes were rolling about with a perpetual motion to match that of her tongue; and her cheeks, rouged till they looked like peonies, were dotted over with black bits of plaster. I don't know, dear reader, whether Miss Folly be an acquaintance of yours; if so, I hope that you will excuse my saying that, notwithstanding her rouge and her jewels, I consider her a perfect fright.