Mr. Underwood, though able to attend to business, had never fully recovered from the illness of the preceding year. His physician advised him to retire from business, as any excitement or shock would be likely to cause a second attack far more serious than the first; but to this Mr. Underwood would not listen, clinging tenaciously to the old routine to which he had been accustomed. Kate, realizing her father's condition, guarded him with watchful solicitude from every possible worry and anxiety, spending much of her time with him, and even familiarizing herself with many details of his business in order to assist him.

In the months since Darrell's return east Kate had matured in many ways. Her tall, slender form was beginning to round out in symmetrical proportions, and her voice, always sweet, had developed wonderfully

in volume and range. She had taken up the study of music anew, both vocal and instrumental, devoting her leisure hours to arduous practice, her father having promised her a thorough course of study in Europe, for which she was preparing herself with great enthusiasm.

Though no words were exchanged between Mr. Underwood and Walcott, the latter became conscious of the other's growing disfavor, and the conviction gradually forced itself upon him that all hope of gaining his partner's daughter in marriage was futile. For Kate Underwood he cared little, except as a means of securing a hold upon her father's wealth. As he found himself compelled to abandon this scheme and saw the prize he had thus hoped to gain slipping farther and farther from his grasp, his rage made him desperate, and he determined to gain all or lose all in one mad venture. To make ready for this would require weeks, perhaps months, but he set about his preparations with method and deliberation. Either the boldness of his plan or his absorption in the expected outcome made him negligent of details, however, and slowly, but surely, Mr. Underwood gathered the proofs of his guilt with which he intended to confront him when the opportune moment arrived. But even yet he did not dream the extent of his partner's frauds or the villany of which he was capable; he therefore took no one into his confidence and sought no assistance.

Kate was quick to observe the change in Walcott's manner and to note the malignity lurking in the half-closed eyes whenever they encountered her own or her father's gaze, and, while saying nothing to excite or worry the latter, redoubled her vigilance, seldom leaving him alone.

Affairs had reached this state when, with the early

spring days, Mr. Britton returned from the East and stopped for a brief visit at The Pines. In a few days he divined enough of the situation to lead him to suspect that danger of some kind threatened his old friend. A hint from Kate confirmed his suspicion, and he resolved to prolong his stay and await developments.

One afternoon soon after his arrival Kate, returning from a walk, while passing up the driveway met a woman coming from The Pines. The latter was tall, dressed in black, and closely veiled,—a stranger,—yet something in her appearance seemed familiar. Suddenly Kate recalled the "Señora" who sent the summons to Walcott on that day set for their marriage, more than a year before. Though she had caught only a brief glimpse of the black-robed and veiled figure within the carriage, she remembered a peculiarly graceful poise of the head as she had leaned forward for a final word with Walcott, and by that she identified the woman now approaching her. Each regarded the other closely as they met. To Kate it seemed as though the woman hesitated for the fraction of a second, as though about to speak, but she passed on silently. On reaching a turn in the driveway Kate, looking back, saw the woman standing near the large gates watching her, but the latter, finding herself observed, passed through the gates to the street and walked away.

Perplexed and somewhat annoyed, Kate proceeded on her way to the house. She believed the woman to be in some way associated with Walcott, and that her presence there presaged evil of some sort. As she entered the sitting-room her aunt looked up with a smile from her seat before the fire.

"You have just had rather a remarkable caller, Katherine."