"I guess there's no reason why you couldn't if you want to," Mr. Underwood replied, evidently disappointed by Darrell's reply and eying him sharply, "and if you want to open up an office of your own there's plenty of room for you in our building. You know the building was formerly occupied by one of Ophir's wildcat banks that collapsed in the general crash six years ago, and there's a fine lot of private offices in the rear, opening on the side street; one of those rooms fitted up would be just the place for you."
"Much obliged," said Darrell, smiling; "we'll see about it if the time comes that I need it. Possibly your prospective partner will have use for all the private offices."
"I guess I'll have some say about that," Mr. Underwood returned, gruffly; then, after a short pause, he continued: "I haven't fully decided about this partnership business. I talked it over with Jack when he was here, but he didn't seem to favor the idea; told me that at my age I had better let well enough alone. I told him that I didn't see what my age had to do with it, that I was capable of looking after my own interests, partner or no partner, but that I'd no objection to having some one else take the brunt of the work while I looked on."
"Is the man a stranger or an acquaintance?" Darrell inquired.
"I'm not personally acquainted with him, but he's not exactly a stranger, for he's lived in Ophir, off and
on, for the last five years. His name is Walcott. He says his father is an Englishman and very wealthy; he himself, I should judge, has some Spanish blood in his veins. He spends part of his time in Texas, where he has heavy cattle interests; in fact, has been there for the greater part of the past year. He wants to go into the mortgage-loan business, and offers to put in seventy-five thousand and give his personal attention to the business for thirty-three and a third per cent. of the profits."
"What has been his business in Ophir all these years?"
"Life insurance mostly, I believe; had two offices, one in Ophir and one at Galena, and has also done some private loan business."
"What sort of a reputation has he?"
"First-rate. I've made a number of inquiries about him in both places, and nobody has a word to say against him; very quiet, minds his own business, a man of few words; just about my sort of a man, I should judge," Mr. Underwood concluded as he rose from his chair.