Never destroy a cancelled note.
NOTES IN BANK
If you have money at a bank your note will form the chief evidence of indebtedness and be the paper for which the security is pledged.
Keep careful track of the date of payment and the amount. There must be no neglect or carelessness.
Never permit your note to go to protest.
If for any reason payment cannot be made at the time fixed, then the better way is to go, as soon as this is learned, to the bank or other holder of the note, and frankly explain the situation.
Bankers are not shylocks. They realize that good and responsible men are often disappointed in their collections, or in the payment of a sum on which they depended for the settlement of their account with the bank, and in such a case they are usually willing to grant an extension.
Private individuals, as note holders, should be treated in just the same way.
WELL TO KNOW
When calling at a bank for your note, always give the exact date on which the note falls due.