'You find, Mr. Andrews, that there have been changes here too, which perhaps must astonish you.'

'I have heard of them, sir, a few miles from hence, and have urged on my journey further than I should have done. I need not say to you, sir, that to me it is the most painful event I have yet met with in life. Is it true, my dear sir? Are you as much reduced as report affirms and appearance indicate.'

'I am as low down, so far as property is concerned, as I can be; there is absolutely nothing left.'

And then, with much composure, Mr. Rutherford unfolded the complicated maze in which he had struggled for some time, and the closing of the scene in the last fatal blow. Although apparently unmoved himself, not so was he who listened to the tale of suffering. The southern clime had marred William's beauty, but it had only added to the warmth of his heart. For some time after Mr. Rutherford had done speaking, he sat wrapt in silent thought; his emotion too strong to dare trust the utterance of a single expression. At length he rose, and taking the hand of his friend—

'Mr. Rutherford, the ways of the Almighty are mysterious, but they must be right. When a lone wanderer, you took me by the hand; you gave me counsel, you assisted me with means, you introduced me to influential friends; you made my heart glad then, and gave me an impetus which has led me on to success beyond my expectations. The money I have returned to you, but the debt of gratitude for your kindness to me in that hour will remain an uncancelled obligation while I live. And now, sir, you must take this trifle from me—I demand the right of a debtor to your bounty—take it, and keep it for your present need; it must not, it shall not be that either you or your angel wife know the pinchings of want.'

His voice trembled so violently, that he could scarcely utter the few last words; nor could Mr. Rutherford respond to this warm burst of sympathy; it had gone directly to his heart, and caused a flow of feeling that could find no vent in words.

'I must leave you for the night. God willing, I shall see you on the morrow, and tell you all my story. You then will see that I do not rob myself, and we will devise some other plan together.'

Mr. Rutherford shook his hand with a silent grasp, but it told the young man that his offering of love and gratitude had done its work. Leaving his best respects for Mrs. Rutherford, William departed.

As Mrs. Rutherford entered the room, after their guest had gone, she found her husband seated by the stand, and looking at something which he had spread out upon the table.

'See here, Mary.'