This Society offers a lower and more economical scale of Premiums for Life Assurance than hitherto demanded by the established Offices in India.
ANNUAL PREMIUM FOR ASSURING ONE THOUSAND RUPEES.
| CIVIL | MILITARY AND NAVAL | |||||
| Age | With Profits | Without Profits | Age | With Profits | Without Profits | |
| 20 | Rs 33 | Rs 31 | 20 | Rs 83 | Rs 35 | |
| 30 | 38 | 35 | 30 | 44 | 41 | |
| 40 | 49 | 45 | 40 | 53 | 49 | |
| 50 | 63 | 59 | 50 | 66 | 61 | |
| 60 | 82 | 77 | 60 | 84 | 79 | |
All holders of Policies in India on the Profit scale, who may have paid five annual premiums, will be entitled, at the expiration of the fifth year, to a year's profits, calculated on the average of the preceding five years; such profit to be paid in cash, or to go in diminution of the future premiums payable, or to be added to the sum assured by the policy, at the option of the holder, after the calculation of the profits shall have been made in London.
After the expiration of 1851, the profits will be declared annually, and the payers of five complete annual premiums be regularly entitled to a participation therein, with a like option as to the mode of application.
Parties assured in India for Life shall, on their return to England for a permanency, and on the first half-yearly premium becoming due, be entitled to come upon the English rates of premium, and be placed under the rules and conditions of the Society there obtaining.
All parties assured for life or for terms other than for life, whatever the number of payments or the permanency or otherwise of their residence in Europe, shall, after completing a full year from the date of their quitting India, and on the first half-yearly premium thereafter becoming due, be entitled to a reduction of their premium to the English rates, such reduced rates being continued during their further residence in Europe.
Notices of Assignments of Policies will be duly registered at the Office of the Secretaries.
The Society also grants Endowments and Deferred Annuities for India. The Tables for which, with full information, may be had at the Office of the Family Endowment Society, No. 12, Chatham-place; or at the Office of the Secretaries, in Calcutta, Messrs. Gordon, Stuart, and Co.