"I want to speak to you," said the young man, lowering his earnest voice a little, "about your friend, Miss Colwyn."

Now, why did the girl flush scarlet? Why did her hand tremble a little as she put down her cup? Philip lost the thread of the conversation for a minute or two, and simply looked at her. Then Margaret quietly took down a screen from the mantel-piece and began to fan herself. "It is rather hot here, don't you think?" she said, serenely. "The fire makes one feel quite uncomfortable."

"It is a large one," said Sir Philip, with conviction. "Shall I take any of the coal off for you? No? Well, as I was saying, I wished to speak to you about your friend, Miss Colwyn."

"She has lost her father lately, poor thing," said Margaret, conversationally. "She has been very unhappy."

"Yes, and for more reasons than one. You have not seen her, I conclude, since his death?"

"No, he died in August or September, did he not? It is close upon December now—what a long time we have been away! Poor Janetta!—how glad she will be to see me!"

"I am sure she will. But it would be just as well for you to hear beforehand that her father's death has brought great distress upon the family. I have had some talk with friends of his, and I find that he left very little money behind."

"How sad for them! But—they have not removed?—they are still at their old house: I thought everything was going on as usual," said Margaret, in a slightly puzzled tone.

"The house belongs to them, so they might as well live in it. Two or three of the family have got situations of some kind—one child is in a charitable institution, I believe."

"Oh, how dreadful! Like Lady Ashley's Orphanage?" said Margaret, shrinking a little.