"It's no good looking forward and expecting troubles," said Janet.

"No, it isn't," said Mrs. Simmons. "But looking forward and expecting troubles, is a different sort of thing altogether from doing what lies in your power to keep off trouble. Why, when bees and ants lay by food against the winter, you wouldn't blame them and say they were expecting to be starved, would you? The starvation would come, sure enough, if they didn't lay by."

"Well, I know Mr. Roper is always telling us in his preaching that we've got to trust," said Janet in self-defence.

"That's true enough. He tells you to trust what, Mrs. Humphrey?"

Janet seemed rather at a loss. "I've heard him say many times we had to trust," she repeated.

"You'd best listen with both your ears next time," said Mrs. Simmons, "seeing you've only managed to lay hold on half the sense of what he said. You've got to trust GOD, Mrs. Humphrey. That means that if you are God's faithful servant and child, you needn't worry and fret for your future, but while you do the little you can do, you may trust Him to do all that you can't do, and to care for you in need. But I can tell you it don't mean that you are to live a life of self-indulgence and pleasure, and trust God to do for you what He has given you the power to do for yourself, just to save you a bit of trouble and thought."

"I'm sure it isn't much pleasure I ever have in my life," said Janet, almost in tears. "I'm always working and slaving for somebody."

"You wouldn't be one grain the happier for having no work," said Mrs. Simmons calmly. Then she suddenly put a direct question: "Your husband gets good wages, Mrs. Humphrey, and he brings them pretty near all to you, for you've told me so. Now how much of them wages have gone this year into the Savings Bank?"

"There don't seem much to spare," faltered Janet. "The children are always wanting something new,—and food costs such a lot."

"Then I'd make the children wait a bit longer, and I'd have food that costs less," said Mrs. Simmons gravely. "I tell you, Mrs. Humphrey, it's a sin and a shame to go on month after month, spending every penny you get, and never making provision for the changes that's sure to come sooner or later. It's a sin and a shame. You don't suppose you and your husband will keep health for ever, do you? Why, either one of you might die to-morrow. What would become of those poor little ones of yours, if your husband and you were both taken?"