"A few shillings is nothing," said she. "But I know what it is, when a man takes to gambling. Haven't I seen it? And Mrs. Raikes says that man Simmons will fleece you of every penny; and I believe it too."

"Mrs. Raikes may attend to her own concerns," father said roughly.

"It's my concern too, though," mother said. "I should like to know how much you owe to Mr. Simmons."

"More than I'm like to be able to pay," father said in a sullen tone. "And I'd advise you to do nought to offend him, or he'll be down on us pretty sharp."

"Oh, that's the sort of friendship is it?" said she scornfully. "That's all it is worth. If I was you, I'd pay him back, and get rid of him, and never see him no more."

"O yes, you women are uncommon wise," said he, with a sneer. "A nice lot of finery you'd be able to get yourself, if I did that."

"Mother would sooner do without the finery, and have you free from Mr. Simmons," I said. "Wouldn't you, mother?"

"Yes, I would," said she.

Father went off without another word, and mother and I talked things over together. She seemed to find it a comfort, and I think she was at last willing to be careful, and to spend less on herself. But if father was really gambling away money to Mr. Simmons, nothing we could do would stop him.

So for the second time father had come home, the worse for drink. The first and second times had been far apart, but the second and third were near together, and the third and fourth nearer still; and soon we knew that it was getting to be a common event.