"No; I shall take the cloak but I couldn't endure the weight of it all day. I mean to wear this," as she lifted a "half-season" jacket of thin cloth; which was tailor-made and fitted like a glove.

"I think you are crazy," declared Daisy. "Why Anice and I are going in serge dresses, and our thickest winter jackets."

"Quite right to be prudent. Anice can't take too many warm wraps."

She had to undergo another ordeal of criticism downstairs on her lack of wisdom, but it was too late then to change, even had she been willing, and they were speedily off.

Fulvia was the prominent person in the boat that day. Mr. Carden-Cox being host, his niece fell naturally into the position more or less of hostess. Mr. Carden-Cox might make a favourite of Daisy, but he paid due honour to the eldest girl, and he never failed to acknowledge the family tie between himself and her. She was indeed almost the sole relative left to him.

Mr. and Mrs. Browning were not present. Mr. Browning proved unpersuadable; and as a matter of course Mrs. Browning stayed at home with him. Dr. Duncan failed to accompany his genial wife, and his pretty fifteen-years-old daughter, Annibel, Daisy's great chum. The particular friend of Anice, Rose Bramble, and Rose's brother, Baldwyn, were of the party. Fulvia had no great chums, or particular friends. She always said she could not find anybody who suited her.

Malcolm Elvey appeared at the last moment, racing at headlong speed down the garden, just when all hope of him was given up, and Mr. Carden-Cox had actually given the word of command to cast off. The garden ended in a steep wall, which was level with the path on one side, and went sheer down into deep water on the other side, and was broken by the flight of steps and small boat-house. A narrow space divided the steam-launch from the wall, and Malcolm sprang lightly across. He had been an agile schoolboy not long before.

"Just in time!" Nigel said.

"I couldn't get here sooner. Impossible," panted Malcolm.

Some of the party were in high spirits; not all. Baldwyn Bramble, who went in for being witty, made jokes without end, for the benefit of the girls. He rather admired Anice, but found Daisy's retorts sometimes too sharp to be agreeable. Malcolm threw off the cares of parish work, and entered with zest into all that went on. Before luncheon, through luncheon, and after luncheon, as they still steamed up the river, silence had no chance of reigning for the shortest space, and the pretty banks rang with bursts of laughter.