“For the matter o’ that, Summerhayes,” said Sartoris, “if this gen’leman don’t quite like to trust himself in the matter, there’s plenty outside will take them there bits o’ paper as security, and be glad to get ’em. I’ve seen the thing done, Summerhayes, though I can’t say I’ve done it myself, never having had enough money to deposit in a bank.”

“Ah—well,” said the banker, “of course it can be managed, but you would lose the interest.”

“The interests be—be—the interest be hanged!” exclaimed the Pilot.

“But the young lady must act under no compulsion, sir.” Mr. Tomkinson spoke with a dignity worthy of the great institution which he represented. “She must do it of her own free will.”

“Ask her,” said the Pilot.

The manager looked at Rose, who said, “I want to draw seven thousand pounds of this money,” but she felt as though she was speaking in a dream, so unreal did the situation seem to her.

“The best way for your daughter to act,” said the manager, turning to the Pilot, “will be for her to sign seven thousand pounds’ worth of these receipts over to the bank, and to open in her own name an account, on which she can draw to the amount specified.”

“Very good,” said the Pilot, “that would suit; but why couldn’t you say so at first, instead o’ boxing the compass?”

The business was soon concluded, and Rose, for the first time in her life, drew a cheque, which was for nothing less than £7000.

“This is a large sum,” said the manager, “a large sum to take in a lump.”