Days together in the saddle, the risks and small adventures of the field, and by no means least those long hacks home at evening, not seldom in the dark, over the Downs, a great wind blowing gustily under clear stars, did their sure, unconscious work.

Up to Christmas the young man visited Putnam's regularly. Then he missed two successive week-ends. When he came again there was a cloud over him. It was so faint and far that nobody noticed it indeed but the girl. She was not deceived.

As they rode home in the afternoon he was more silent than his wont. Once or twice her eyes sought his. His brows were level and drawn down. There was resistance in his face.

"Are you worried?" she asked.

His plain, strong face broke up, brightened and became beautiful.

"Yes," he said.

"Tell me."

"It's the only thing that ever worries me."

"What?"

"The Bank."