“Of course; but does that alter the fact that I took money for stock that was worthless?”

The Doctor rubbed his hands together thoughtfully. For once he was not prepared to give an immediate answer to a question concerning a moral issue.

“On the spur of the moment I should advise you to refund the money, but I do not know if such advice is wise. The fact is, neither you nor I are sufficiently versed in financial matters to know what is customary in such cases. What does your brother-in-law advise?”

“I have had no conversation with him since the bank failed. He stays in town nearly every night, and you can imagine what his days are.”

“Well, I should put the matter before him, explain my scruples, and then act unquestioningly on his advice. It has been my rule in life, when my own judgment did not suffice, to consult the highest available authority upon that given subject and abide by it. Basil Sequin, in spite of this unfortunate failure, is undoubtedly our ablest financier. I can only bid you do as I have done; leave everything entirely to him.”

“I shouldn't!” cried Miss Lady, wheeling about with a return of her old, childlike, impetuous manner; “I shouldn't leave it to anybody. I'd buy back the stock, every share of it. I wouldn't keep money for which I'd given nothing! You ought to see Miss Ferney Foster! She bought bank stock only last week; gave all the money she'd made on her pickles for ten years, and when she found the bank had failed, she went out of her head. I've been there to-day and she didn't know me.”

“Who sold her the stock?”

“A broker named Gilson.”

“It was my stock,” Donald cried “Of course she's got to be paid back! And all the rest of them. I'll buy back every share of it, if it takes my last dollar!”

“Will it take all you have?” Miss Lady scanned his face anxiously.