"I intended to write or phone you to-morrow, Cummings."

"Well," the lawyer worked his mouth a bit under that bristly mustache and looked at Worth, "it might have saved you some embarrassment if you'd been warned of my errand here to-night—earlier, that is. I suppose Captain Gilbert has told you that I phoned him, when I failed to connect with you, that I was coming here—and what I was coming for?"

"I didn't tell Jerry," Worth picked up a cigarette. "Couldn't very well tell him what you were coming for. Don't know myself."

The words were blunt; really I think there was no intention to offend, only the simple statement of a fact; but I could see Cummings beginning to simmer, as he inquired,

"Does that mean you didn't understand my words on the phone, or that you understood them and couldn't make out what I meant by them?"

"Little of both," allowed Worth. Cummings stepped close to him and let him have it direct:

"I'm here to-night, Captain Gilbert, as executor of your father's estate. I have filed the will to-day. I might have done so earlier, but when I inventoried this place (you remember, the day before the funeral—you were here at the time) I failed to locate a considerable portion of your father's estate."

"You failed to locate? All the estate's here; this house, the down-town properties. What do you mean, failed to locate?"

"I was not alluding to realty," said Cummings. "It's my duty to locate and report to the court the present whereabouts of seventy-five thousand dollars worth of stock in the Van Ness Avenue Savings Bank. Can you declare to me as executor, where it is? And, if any other person than your father placed it in its present whereabouts, are you ready to declare to me how and when it came into that person's possession?"

"Quite a lot of words, Cummings; but it doesn't mean anything," Worth said casually. "You know where that bank stock is and who put it there."