“‘Repentedst thou never?’ quoth Repentance, ‘nor restitution madest?’
‘Yea, once,’ quoth he, ‘I was y harboured with a heap of chapmen,
I arose and rifled their mails when they a’rest were.’
‘That was a rueful restitution,’ quoth Repentance, ‘forsooth!’”
No age, indeed, has a monopoly of clever dealers, and every artifice practised in earlier days was familiar to the fifteenth century, and so loudly resented by the consumers, that many people, mistaking the signs of a public zeal to check abuses for the evidences of a growing audacity in evil, have discovered in the later middle ages an accumulating mass of corruption which gradually covered with its blackness the felicity of a purer age.[142] But whether from “the grace of guile,” or from sheer ability, the traders prospered on every side. Langland looking out over all classes of men sees how with them above all lay the secret of fatness and good cheer:
“And some chose chaffer, they cheved [prospered] the better,
As it seemeth to our sight that such man thriveth.”[143]
The large sums that passed from hand to hand—the imposing debts registered in the town accounts—the complaints of a master being in arrears to his apprentice for a sum of £100, or an apprentice to his master for £138—the leasing out of the customs of a great port like Southampton to a single merchant—all these things indicate the new plutocracy that was beginning to appear.[144] Drapers and clothiers were admitted into the select circles of privilege; in the towns the rank of “gentleman” became the appropriate reward of a successful cloth merchant,[145] and even in the county society the clothier was beginning to oust the old proprietors. The Tames of Gloucestershire were ordinary dealers who made cloth and traded at Cirencester till about 1480 when John Tame rented great tracts of land at Fairford for his flocks of sheep, and in the new industrial centre which he developed there, wool was collected to feed the Cirencester manufactory. All over the country he bought at a cheap rate lands which the ruined nobles could no longer hold; and his enormous wealth increased yet further under his son Edmund, who took his place among the “gentry” by becoming High Sheriff of Gloucestershire in 1505, receiving the reward of knighthood in 1516, and entertaining Henry the Eighth at his house at Fairford in 1520.[146]
The most wealthy folk in the towns, however, were probably the class that had grown up with the developement of foreign commerce and the export trade[147]—the merchants who forsook handicrafts and lived wholly by “grete aventour.”[148] Their lot was not altogether an easy one in a society perplexed by the mighty rush of the new commerce, where men trained in an earlier system looked with a mixture of fear and dislike on the intrusion of a dubious profession not vouched for by familiar custom—“covetous people who seek their own advantage,” and who not only lay under suspicion as men who refused to work, but were reproached with the destruction of trade by underselling the goods of English artizans with cheaper foreign wares. The government was concerned lest by their dealings the merchants should diminish the stock of gold to be kept in the country;[149] while, on the other hand, Church and people unanimously saw in bargains with bills and pledges and sums bearing interest, which were then known as “dry exchange,” something not to be distinguished from the sin of usury, and called on the government to declare void all such “damnable bargains grounded in usury, coloured by the name of new chevesaunce contrary to the law of natural justice”—“corrupt bargains which be most usually had within cities and boroughs.”[150] To the delicate conscience of theologian or social preacher trade could only be defended on the ground that honestly conducted it made no profit.[151] As for the “poor commons,” they held that while a man might live by trading, and perhaps make a modest competence, he had no right to grow rich;[152] his gains represented to the people the wages of iniquity, and the hungry toiler sitting over his mess of beans and bacon-rind comforted himself as best he could with thoughts of the weary ages merchants must at last count in purgatory, watching kings and knights and bishops pass out of its gates, while they themselves still lingered to pay the penalty of great oaths and innumerable taken
“Against clean conscience, for covetyse of winning.”[153]
Meanwhile their way was made difficult on earth, and along the road to fair or market the wandering merchant or chapman was held to ransom by the rustics, while the harmless messenger who travelled by his side was sent merrily on his road.[154]
To the mediæval mind indeed the merchant burdened with his goods was the very type of the soul laden with sins, and painfully battling its doubtful way to heaven. He passed from peril to peril in the transport of the packages on which he had set the sign that distinguished his wares, the tall cross with shrouds[155] or the flag. No navy protected his vessels on seas that swarmed with pirates, and companies of ships as ready for battle as for commerce, set out together, under command of one of the captains chosen as admiral,[156] to fight their way as best they could, while at home fear beset the owner on every side. If a merchant sent his servant over sea to Bruges, or despatched an apprentice to one of the Baltic ports to gather in the profits due to him or to carry merchandise, no man might comfort him, and no religious thought distract his spirit till his messengers returned;[157] and even when his goods reached port all his experience and cunning were needed to deal with the exactions of the king, who demanded the first choice of his wine or precious cargo, or to baffle the rapacity of the officers of the sheriff, the officers of the staple, the collectors of customs, the treasurers of the town, the searchers, or the clerk of the market.[158]