For the first time in fact since the expulsion of the Jews from England we find a class of men with money to dispose of; for whatever gold and silver was available for practical purposes was gathered into the coffers of the burghers. The noble “wasters” who with gluttony destroyed what plougher and sower won[171] carried a light purse; while timid country-folk, terrified by the disorder and insecurity of the times, unused to commerce and speculation, buried their treasures in the earth, or laid away bags of “old nobles” with their plate in safe hiding places,[172] industriously hoarding against the evil day that haunted their imagination. But among spendthrifts and faint-hearted economists the burghers came with habits of large winnings and generous outgoings. They became the usurers and money-lenders of the age. When the county families had exhausted all possibilities of borrowing from their cousins and neighbours[173] they had to turn to the shopkeepers of the nearest town, who seem to have been willing to make special and private arrangements on better terms than those of the common usurer.[174] John Paston borrowed from the sheriff of London; Sir William Parr pawned his plate to a London fishmonger for £120, which he was to pay over to him in the church of S. Mary-on-the-Hill beside Billingsgate.[175] From Richard the Second onwards kings borrowed as readily as their subjects from the drapers and mercers of the towns. The prosperous merchant in his prouder moments matched his substantial merits against the haughty pretensions of lords who could go about begging of burgesses in towns and be “not the better of a bean though they borrow ever,”[176] and was not without an occasional touch of disdain for aristocratic poverty. Sir William Plumpton married the daughter of a citizen and merchant of York, who out of her rich dowry of houses in Ripon and York was able to leave large fortunes to her children. One of these wrote a description of a visit she paid to the house of some aristocratic cousins, Sir John Scrope and his daughter Mistress Darcy, and of their supercilious bearing. “By my troth I stood there a large hour, and yet I might neither see Lord nor Lady ... and yet I had five men in a suit (of livery). There is no such five men in his house, I dare say.”[177]
But the constant fusion of classes which went on steadily throughout the century showed how solid were the reasons which drew together the rich traders of the towns and the half bankrupt families of the county. Impoverished country gentry were tempted by the money made in business, just as the “merchants and new gentlemen” hoped to reach distinction by marriage into landed families. Squires built for themselves houses in the neighbouring boroughs, turned into traders on their own account, and commonly took office at last in the municipal government;[178] while on the other hand successful city merchants were becoming landed proprietors all over the country, were decorated with the ornaments of the Bath, and distinguished by fashionable marriages,[179] in spite of the fretful sarcasms of a “gentle” class consoled in the hard necessities of poverty by a faint pride. “Merchants or new gentlemen I deem will proffer large,” Edmund Paston wrote when a marriage of one of his family was in question; “well I wot if ye depart to London ye shall have proffers large.”[180] He seems to have preferred that the Pastons should look out for good connections; and possibly this anxiety was especially present in the case of the women, for the family seem to have been rather excited when Margery Paston in 1449 married one Richard Calle, and went, as John said, “to sell candles and mustard in Framlingham.”[181] But John Paston felt no hesitation about marrying the daughter of a London draper. One brother considered the solid merits of a London mercer’s daughter, and another was very anxious to secure as his wife the widow of a worsted merchant at Worstead, who had been left a hundred marks in money, a hundred marks in plate and furniture, and £10 a year in land.[182] The money side of marriage with a substantial burgher must have had its attractive side also to the county ladies. In Nottingham, according to the “custom of the English borough,” half of the property of the husband passed at his death to his widow;[183] and a London mercer setting up in business promises in his contract of marriage “to find surety that if he die she to have £100 besides her part of his goods after the custom of the city.”[184]
All interests in fact conspired in effacing class distinctions to an extent unknown in European countries; and in a land where “new men” had long been recognized among the king’s greatest officials, and where law created no barriers in social life, all roads to eminence lay open before the adventurer. Notwithstanding this freedom, however, the English merchant never rose to the same height of wealth and power as the great traders of the Continent. We have no such figures as that of Jacques Cœur,[185] burgher of Bourges, whose ships were to be seen in England carrying martens and sables and cloth of gold; or trading up the Rhone; or competing with rivals from Genoa, Venice, and Catalonia for the coasting trade of the Mediterranean; or sailing to the Levant, each vessel laden with sixteen or twenty thousand ducats for trade adventures. Three hundred agents in various towns acted as his factors in business; and his ambassadors were to be found at the court of the Egyptian Sultan, or sitting as arbitrators in the quarrels of political parties in Genoa. “I know,” he writes with frank consciousness of power, “that the winning of the San Grail cannot be done without me.”[186] He had bought more than twenty estates or lordships, had two houses at Paris, two at Tours, four houses and two hotels at Lyons, houses at Beaucaire, Béziers, Narbonne, S. Pourçain, Marseilles, Montpellier, Perpignan, and Bourges. In 1450 he had spent 100,000 crowns of gold on the new house he was building out of Roman remains at Bourges, and it was still unfinished. As Master of the Mint at Bourges and at Paris, and as the greatest capitalist of his nation, he practically controlled the whole finances of France; and, indeed, held in his hands the fortunes of French commerce, and even of the French nation, for it was his loans to the King that alone enabled Charles to drive the English out of Normandy. At a time when all trade was strictly forbidden to the noble class, a grateful monarch, mindful of timely loans and of jewels redeemed from pawn by his useful money-lender, ennobled Jacques Cœur, with his wife and children. His eldest son was Archbishop of Bourges; his brother was Bishop of Luçon; his nephew and chief factor was Councillor of King Réné, and Chamberlain of the Duke of Calabria. But just as far as he went beyond the English trader in his glory and success, so far he exceeded him in the greatness of his ruin. The same arbitrary power which had set him above his fellows could as easily be used to cast him down; and after twenty years of prosperity Jacques Cœur was a State prisoner, robbed of all his goods, and condemned to perpetual exile. Transforming banishment into opportunity for new ventures, he set off eastward at the head of a crusade in 1456 to die on the journey, and find a grave in Chios.[187]
Beside such a career as this, and measured by the prizes that hung before the adventurers of the Continent, the life of the English trader was indeed homely and monotonous. Triumph and ruin alike were on a modest scale. No great figure stands out from the rest as the associate of princes or the political agent of kings. No name has come down to us glorified by a vast ambition, or dignified by an intellectual inspiration, or made famous for turning the balance of a political situation. And it is just in this fact that we discover the essential character of the new commercial society in England. Instead of colossal fortunes we find a large middle class enjoying everywhere without fear a solid and substantial comfort. And, perhaps as a consequence of the widespread diffusion of material prosperity, the republic of traders had succeeded in developing a marvellous art of organization, with all its necessary discipline. The triumphs of the English merchants were won by a solid phalanx of men alike endowed with good average capacity, possessing extraordinary gifts of endurance and genius for combination, and moving all together with irresistible determination to their ends. The uniformity and regularity of their ranks was never broken by the intrusion of a leader of genius pre-eminent among his fellows; and whether in towns or in commercial fraternities, the little despotisms that were set up were despotisms, not of a single master, but of groups of men who had devised a common policy and by whose voluntary and united efforts it was sustained. In fact the very spirit of the people seemed to have entered into the great industrial system which had sprung up in their midst—a growth free and independent, nourished out of the common soil from which it came, obedient to its own laws, expanding by the force of its own nature.
No doubt there was loss as well as gain for a society so constituted. The special genius of the people, their remoteness from outer influences, the concentration of the national forces on the pressing industrial and commercial problems of the moment; all these things evidently affected the developement of the national life, and tended in many ways to leave civilization still rude and imperfect. But in addition to this we are also conscious of the influence of a certain prevailing mediocrity of station. The horizon of the trading and industrial classes was bounded by a practical materialism where intellect had as little play as imagination. Neither the glamour of ancient Rome nor the romance of a crusade ever touched the fancy of an English merchant, busy with the problems of the hour. There is no stately dwelling of those days to show the magnificent conceptions which might occupy a merchant builder, and a “palace of King John” at Nottingham,[188] or a turreted house at Bristol, “the best of all the town,” telling their tale of a comfortable domesticity, contrast strangely with the famous building of Bourges. So far as we know no trader or burgher possessed a library; out of the lost past not so much as a line of Horace found an echo among even the more lettered men of business till over a hundred years later; not a picture was carried home from the schools of Italy or the Netherlands; of the mighty commerce of the world beyond the sea the trader knew everything, of its culture nothing; and England remained without any distinguished patrons of the arts or fosterers of learning save those found in bishops’ palaces. And not only was the trader limited on the side of art and letters; in the hurry of business he had no time and less attention to give to political problems that lay beyond his own parish or his industrial domain. Fortunately for his country he reaped an exact reward. His business prospered, but the work of statesmanship in its finer sense was given to others; and in the political and commercial crises through which England had to pass she for a time chose her leaders from men trained in another and more comprehensive school. It was only in the next century that the merchant by degrees began to enter on a new dominion in the world of politics. Under the early Tudors it became the custom to appoint as representatives of England in foreign countries traders resident in the place, and though the system is commonly put down to the niggardliness of the Court, it was more probably due to the ruler’s sagacity. In England itself it was with Thomas Cromwell, the clerk of Antwerp, the wool merchant of Middelburg, scrivener, banker, and attorney, that for the first time the man of business made his vigorous entry into the Court, struck aside at a blow the venerable traditions that had gathered there round Church and State, and from the wreck and ruin of the past proclaimed the triumph of a new age.[189]
CHAPTER IV
THE LABOUR QUESTION
Perhaps no complaint is at first sight so startling amid the vigorous growth of manufacture and commerce which marked the fifteenth century, and in a society where pestilence and plague apparently kept population stationary, as the complaint of surplus labour; and the elusive way in which the problem appears and vanishes again makes it yet more bewildering. People complained at one moment of labourers unemployed, and at the next they modified old laws because they could not get workmen enough. Masters on all sides were evading the regulations which limited the number of their apprentices and journeymen, and still cried to the State for protection for their craft because the artizan could find no work to do. Men talked of foreign competition and too many workers in every trade, and took forcible measures to keep down prices and wages. The lawmakers were forbidding the import of foreign goods so as to give employment to destitute artizans at home, and the artizans were conspiring to limit their output and raise their prices. That there was some real trouble whose indeterminate presence can be felt behind all these conflicting appearances we cannot doubt; but it may be questioned whether the trouble was that of labour for which there was no demand.