"Rot!" answered Ellis. "Do you save so carefully?"

"Save!" exclaimed Jim. "Do you suppose I can save?"

"I forgot," and Ellis spoke apologetically. "Of course, with your salary. But there'll be a good time some day, Mr. Wayne."

"When I'm old," grumbled Jim.

"Gad!" cried Ellis, "with your ability and your youth, I'd be some thousands richer every year!"

"I know," answered the lamb, trying to look as wolfish as he should. "But a fellow can do nothing nowadays without capital."

"But you have something?"

"Some few thousands," replied Jim with deep scorn of fate. "And in my mother's name."

"Your mother is conservative?" asked Ellis.

"Scared," answered Jim.