The writer does not wish to do any injustice to his people. Such items present but one side of the American’s character. He is a strange mixture of grasping greed and warm-hearted generosity. The latter is an inborn trait; the former in-drilled. We live in a rushing age. We are no more in a hurry about being rich than we are about a score of other things. Haste is a national characteristic.

Further, our people are brought up with peculiar ideas of success in life. Everything is reduced to a basis of cold cash. A man may be learned, talented, industrious; but all these things are counted for naught if he is not also wealthy. So our young people are brought up to think that money-making is the one business of life; and as a result the business world is full of those who resort to sharp practice and questionable methods, merely because they have been taught to subordinate honor and equity to gain-getting. Yet, the warm sympathies and native generosity of our people are continually coming to the front, in a way that, in view of the other traits, is sometimes amusingly inconsistent. Men who will haggle almost



LOUISVILLE TORNADO—CORNER TENTH AND MAIN STREETS.

about the price of a pin, or make their living by wild or fraudulent speculation; nay, even professional gamblers, or worse characters, are prompt in responding to the wail of a distressed city or state. After all, we are brethren. Yet, our good and bad qualities are so thoroughly mingled that we must continually rob Peter to pay Paul.

The American has another prominent trait—independence. He does not accept aid, as such, when he feels he can do without it: nor does he wait for demands of help, when he hears of great misfortunes that have befallen his fellow countrymen. Leigh Hunt once asked a very ragged and forlorn Irishman, “Why don’t you ask for alms?” “Alms, is it? Sure and isn’t it begging I am with every bone of my body?” The average American is generally quick to recognize a case that speaks for itself. To Louisville, in the hour of her calamity, came tenders of help from many quarters, and these offers would have been greatly multiplied, had not the citizens declined the proffered assistance. They felt that the resources of the city were equal to the necessity. They were grateful, but self-reliant.